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Idem/Hoist now Lowells - old hbos Card debt - errors/incompetence


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Yes just been doing that and uploads all seems to have the same generic cca terms with peoples name and address copy n faked  at the top bit of a scam really .

 

i will go radio silent and see if i get a letter of any pending court action etc

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On 21/08/2022 at 12:55, dx100uk said:

they have to abide by the pre action protocol 1st and send a letter of claim.

 

Well done another cash cow removed from the DCA milking parlour.

 

Dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 8 months later...

Just thought i would like to keep this updated with current goings on .....

Debt has now been sold onto Lowells and regular letters have been received inviting me to dicuss repayment which i have ALL ignored as all that was provided on my CCA request was the original 24 year old application form .

Lets see if they issue a claim on this debt knowing the credit card was opened in 1999 !

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no lowells have bought out HoistUK so simply now own all their speculative debts.

they have to abide by the pre action protocol 1st and send a letter of claim.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Idem/Hoist now Lowells - old hbos Card debt - errors/incompetence
  • 3 weeks later...

and yet another lovely letter today saying they are considering  passing my account to a third part debt collection company as i have not contacted them to discuss payment ....😂

 

and they still continue to send these  letters to a variation of my address not the address on my 24 year old application form

 

Edited by Martin L
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