Shelley v HSBC ***WON***

[iwantmymoneynow]

Hi Netty,

Just called the court and they have given me to Monday to respond. Maybe I'll have my cheque waiting for me at home!!!

Also, how long did you have to wait for your cheque?

[charliedog]

Hi

Notice u are a success story - did u have problems working your interest charges out?? I know its the difference from your allowed overdraft and the excess ..but does the spreadsheet work this out..I know I can't claim the 8% compound interest until I file - just need a little help from someone who has been in this position once - Thanks

[johnnymitch]

OK charliedog,

The spreadsheet is formulated to work out the number of days since the charge was imposed ,and also to calculate the 8% relevant to that number, up to the current day.

 

Before court action you should not include the 8% interest,it'll be there, but you can just select the part of the spreadsheet you want and print that. Or copy and paste the part you want onto a word document before printing.

 

Later you can include the other columns as required.

 

Hope that's helpful

Cheers

John

[charliedog]

Thanks JohnnyM .....do that and see what we get !!

[cozza007]

i have got my statements through from hsbc and wondered if you can help me. each month i have a line which says TOTAL CHARGES, is this the figure each month or does this include overdraft fee etc?

[charliedog]

hello cozza007 ..... if you have been charged overdraft interest it does state "overdraft interest" ..I came to my total by adding all the total charges, all the "other" charges i.e. misuse of card - returned direct debit etc...any interest charged to me I used the interest column in the spreadsheet - this works any overdraft interest out for you - if you were in credit - it won't add any - but if you were in a minus situation you will see the calculation works out the interest you have been charged, ..hope this helps?

[nosirrom9616]

Hi, this is my first posting. I have been going through the process of getting my bank charges back from hSBC. I am currently owed £1,301 and they have written to me after the 2nd letter telling me that if they refund them they will close my account. The problem is I have a £2,000 overdraft and this will cause me a major headache as I will still owe them £700. Is there any other stance I can take perhaps to do with the fact that the only reason I have had to have the overdraft is due to there charges etc. Is this likely to work etc.

 

Many thanks

[charliedog]

Hello nos - try and look on main HSBC bank - then page down to todays listings ...just near the top of the threads from all other hsbc claimants you will see "new thread" try and submit your question in a new thread - I think this thread is now closed - so you may not get a response..or send a post to netty g - crusher - or lateralus - losds of other too i.e. freaky leaky - pink dutchess etc

[lateralus]

please, please do this:Litigation Section - View and print out litigation spreadsheets here- pm a mod with your details:

it will help with the date base for the court bundles - you'll be helping people who are still trying to get there!

thanks so much!