Mccall v Yorkshire Bank ***WON***

[JulesTools]

Hi Leanne

 

Don`t worry the pressure gets to us all . Dealing with the banks and winning is a rollercoaster of emotions , I know trust me , but you will get through it I did and so did lots of others as you know . Its what they try and do to us , but sod em and keep fighting.

 

Jules

[caro]

Don't worry Leanne. I would be amazed if anyone even got as far as 'vereading your bundle. Once they are making offers make sure you stick out for every penny. It will be tempting to jump at the first offer, but hold your nerve.

 

Why not ask the court when you go in if they've had YB's bundle yet? I have a feeling that yours is far more complete than theirs. I've yet to hear of them submitting one, so they have no intention of going to court.

[leanne Mccall]

Thanks again Jules/Caro for giving me the support, I well and truly need!. When I go in today i'll the question and call the courts agin tommorrow. Just for my own sanity really.

 

Keep you posted, Leanne x

[caro]

I know that at this stage I was petrified Leanne, and doubted myself completely. When I got home to find a card saying there was a letter to be signed for at the Post Office, and the Post Office was shut, I think it was one of the longest nights of my life. I got there in the morning and they couldn't find the letter! Eventually I got it and when I opened it in the car and it was my cheque for the full amount I was beside myself with joy.

 

Not long now.

[leanne Mccall]

Hi Guys,

 

GOOD NEWS!!!!!!YB have sent me a settlement letter for full amount I am claiming for. HOORAY!!!!!!.

 

Quick question when I sign the offer letter do I put a covering letter with it saying that until I receive and cheque clears I dont send discontiunce of letter to courts?.

 

Leanne x

[FunnyMan]

Leanne, well done!

 

I have just read this thread for the first time as I will be after YB in the very near future on behalf of my wife for 2 accounts she had with them. (At the moment just started on Crap1 and Halifax - hence the delay).

 

Its great to read through the thread, you stuck to your guns and you have deservedly won.

[JulesTools]

Leanne is it for the full charges + interest + court fees ?Make sure!!!

 

If so accept it and tell them that the letter of discontinuance will be sent once you have the money and it is cleared in your account.

 

Absolutely brilliant really pleased for you , told you there was no need to panic;)

Here you can have the button back now

Enjoy every last penny you deserve it.

 

Also strike while the iron is hot and hit them with this http://www.consumeractiongroup.co.uk/forum/bank-templates-library/85726-wasted-costs-order.html

Its no less than they deserve for messing people about so much.

 

and added Leanne for not backing down and sticking with it!!

 

Jules

xxxx

[lillboy]

Well done leanne

I Have been following your thread with interest(Not 8%).

You have done really well in sticking to your guns there was times when it looked like you whould have accepted the next offer made.

 

Once Again Congratulations and enjoy your money.

 

Well done also to Caro & Jules for the support given in this thread YB are very intimidating but LOST AGAIN.

[yosemite]

Congratulations. I have just got a court date and I am now starting to get together my court bundle can anyone tell me which statement is relevant to Yorkshire Bank.It refers in their defence to tariffs and charges a lot but also says in point 7 that the charges were a fee for the service provided by the bank to the claimant in extending facilities and that charges were a genuine pre-estimate of cost. Also where can I get information on CYNTHESYS.

[caro]

Congratulations Leanne, although I would re-iterate what Jules says and ask if it includes interest up to date. If not, if you refuse the settlement you will still get it all before the court date in my opinion. I notice they haven't sent the cheque yet, and when they finally sent mine I had not signed an acceptance letter at all. They just capitulated and paid the cheque as they knew they'd lost. The fact that they haven't done that implies to me that they are still holding something back.

 

Call me a cynic if you like, but you might actually get your cheque quicker if you don't agree to it. If I remember rightly I hadn't even responded to my last offer when they caved in and I got the cheque.

[leanne Mccall]

hi guys,

 

Ah thankyou so much for the great comments, really appreciate the support you have all given me!. A big big THANKYOU to you Caro if it wasnt for all you support and endurance I couldn't of done, honnest. Jules, thanks for the sound advice. The amount that I have settled is £3058.00 inc court costs, 8%interest and daily interest upto 17/5/07. Funny, Caro you should mention the acceptance letter as I only sent it off yesterday and this morning got a carded note from the Royal Mail saying they'd been with a letter that needed to be signed, presuming that the cheque is enclosed, was at work so will have to pick up from depot tomorrow. I agree Caro dont think they had intention of waiting for my acceptance as YB already new they had LOST!!!!!!!

 

Cant wait to cash the cheque already spent the money 3 times over!!!Oh well will at least get a new bathroom out of it. HA, HA HA.

 

Anyway, once cheque clears i'll be making my donation to this site and will still regularly log on to check how you are all getting on.

 

Thanks all, once again

 

Leanne xxx

[sajabu2003]

Well done Leanne

 

Sarah.

[leanne Mccall]

Thanks Sarah,

 

Your settlement shouldn't be long off now, will be keeping eye out on your thread, thank you also, as you too have given me sound advice.

 

Leanne xx

[caro]

Brilliant Leanne. Sounds like the cheque to me lol. I remember the night I had a card like that and couldn't collect it until morning. I was soooooo excited. Interest to tomorrows date eh. I think that gives me enough to change your thread title. Don't forget the survey, and make sure a mod gets your litigation details.

[lillboy]

New Bathroom

Do you need a plumber 8-)

[leanne Mccall]

Unlucky Lillboy my husband is joiner my trade but does plumbing as well, but thanks anyway.

 

Caro, thanks for changing my thread wow it looks fab!!!! Back to me being stupid but just clarify what my litegation details are?. Bet your going to miss me asking daft questions?????

 

Leanne xx

[caro]

I will Leanne, but someone will be along soon and start asking some more, so no doubt I'll be kept busy. Hope you'll pop back for a visit from time to time.

 

Litigation details link here. http://www.consumeractiongroup.co.uk/forum/general/88757-we-badly-need-your.html

[leanne Mccall]

thank you xxxxxx

[richard625]

Excellent news. Well done.

[leanne Mccall]

Thanks Richard,

 

Cashed the cheque today into my Branch. Cant tell you how pleasant the cashier was when usually this particular person is quite rude when I have been in previously!!!!. She was one of the staff previously, who stated I WOULD NOT under any circumstances get my CHARGES BACK!!!!!!!

 

C.A.G ROCKS!!!!!!!!!!!

 

Leanne xx

[caro]

I hope you told her how you came by it.

[leanne Mccall]

Hi Caro,

 

Oh yes Indeed!. I had great pleasure in telling her.

 

Leanne x