old HFC CCJ/CO sold to Mortimer Clarke - help

[DDhelp]

Hi

 

I would be grateful for advice on this.

 

I sold my house two years ago with a number of interim charging orders on it and purchased a new property.

My solicitor advised creditors after the sale.

So far, so good.

 

I had a payment plan £32.50 per month in place with one of the creditors HFC - Mortimer Clarke - MCE Portfolio

 

12 months ago they stopped taking payments and I didn't think anything of it

this week they have been in contact asking for an updated income/expenditure statement.

 

 

When I called them to ask what this was about they were a bit put out that I had moved without paying them back, or providing a new address.

 

The debt is from a CCJ in 2007 from HFC for £8,400 and as I am in a new relationship I need to sort this out asap.

 

I asked about a full and final offer but all they would offer was £6,700 which I can't afford.

 

Any ideas about what they could do if I just ignore them?

Can they apply for a new interim charging order?

or attachment f earnings, for example?

 

I don't really want to get into a review of my finances as this had nothing to do with my family (wife and young daughter) and I don't want a negative impact on our family finances.

 

Thanks

[dx100uk]

You shouldn't be ringing anyone....

 

So who got the ccj

HFC or a debt buyer

99% of HFC debts are mainly PPI and penalties any way

[DDhelp]

It was HFC

[dx100uk]

Blimey that's quite rare

Bottom line is tough luck on them

It was only a restriction anyway

 

So what did MCE have to do with it

Were you paying them?

Forhfc?

 

Bet they no paperwork anyway now anyway

 

How much was it for and what's left to pay

What was the debt too type

HFC fleeced people blind

[DDhelp]

MCE bought the debt from HFC I think

 

I was paying Mortimer Clarke monthly payments.

 

Although there may not be paperwork, there was a CCJ IN 2007 and an interim charging order

[dx100uk]

but HFC are named on the CO?

[DDhelp]

yes

[dx100uk]

So you just blindly kept paying someone who purchased the debt

and are not even named on the co when HFC sold it?

Did you get a notice of assignment?

 

Seems like you got fleeced by HFC and then got had again when they sold the debt on

 

I'd be getting an sar off to HFC

Find out where your money has been going

 

So who wrote this week wanting the I&e?