Hi
I would be grateful for advice on this.
I sold my house two years ago with a number of interim charging orders on it and purchased a new property.
My solicitor advised creditors after the sale.
So far, so good.
I had a payment plan £32.50 per month in place with one of the creditors HFC - Mortimer Clarke - MCE Portfolio
12 months ago they stopped taking payments and I didn't think anything of it
this week they have been in contact asking for an updated income/expenditure statement.
When I called them to ask what this was about they were a bit put out that I had moved without paying them back, or providing a new address.
The debt is from a CCJ in 2007 from HFC for £8,400 and as I am in a new relationship I need to sort this out asap.
I asked about a full and final offer but all they would offer was £6,700 which I can't afford.
Any ideas about what they could do if I just ignore them?
Can they apply for a new interim charging order?
or attachment f earnings, for example?
I don't really want to get into a review of my finances as this had nothing to do with my family (wife and young daughter) and I don't want a negative impact on our family finances.
Thanks