Debt Collectors searching my Credit Report!

[pam56]

Absolutely fuming

 

 

Just checked my credit report and at the bottom there are three searches by Lowells debt company.

 

 

The thing is it is not for me!!!! It is for my brother. I have never had any financial/credit or otherwise connection with him yet they are searching my credit report for his debts!!!! It's bad enough when the debts are or you but looking at someone else's goes beyond the line.

 

 

The only connection we have (which has hung by a thread for many years) is that he is my brother and he has put my parent's address down where I live.

 

 

I thought they couldn't just search people who either live in the same house or who are related without there being some form of credit/debt jointly. Am I right?

 

 

Also don't they have to have my permission, and if they do what do they have to show the credit agency. I smell a rat

[dx100uk]

doesn't harm your rating and soon drops off

I wouldn't worry

 

 

only you and them can see it

 

 

dx

[pam56]

Hi

 

 

I'm not worried as I haven't got any bad debt but just totally p***** off that Lowells can search my report willy nilly who the hell do they think they are the scumbags. It is a breach of my data protection rights, human rights to privacy etc etc. I am going to send them a stinking letter!

[pam56]

Hi

 

 

I'm not worried just [removed] that Lowells can look at my personal data willy nilly who the hell do they think they are .

 

 

They are breaching data protection, human rights etc in fact anything I can think of!!!

 

 

I am sending them a stinking letter in the morning!

[dx100uk]

no they hold a licence

sadly they can.

 

 

ico if anyone is the people to complain too.

 

 

dx

[pam56]

Hi

Thanks for that.

 

 

Have just read that they can't unless you give them permission

i.e. when you sign up for a credit a/c, loan etc.

 

 

I did not give any such permission

but looking at my credit report again it seems they are doing credit checks on my brother and not me

, think I have jumped the gun a bit

 

It says Credit Checks for people associated with you.

 

 

It then gives his name & d.ob underneath and date searched then their name.

 

 

Opposite is my name d.o.b & address.

 

 

So maybe they are telling me that as I am "Associated" with him they have to let me know?

If so I am going to dis-associate myself from him as we have no financial connections whatsoever.

[Ford]

some info, see the pdf's

http://www.consumeractiongroup.co.uk/forum/showthread.php?445777-Online-Credit-Reports