Lowell keep reporting false CRA info ***Data Removed & Redress***

[K.D.D]

My partner has received a letter from the above company stating

"they are trying to contact the above named person(her) relating to a personal matter"

at an address included in the letter.

 

She has never heard of the address and has no contact with anyone at that address which is over 250 miles from where we live.

 

Is it best to ignore this letter,telephone the number provided or write to them telling them they have the wrong person please?

 

Thanks .

Regards Kev

[Bazooka Boo]

Definitely IGNORE it.

 

DO NOT do their dirty work for them.

It is standard practice for these outfits to send each household who shares the same name or initials as their intended victim letters

in the desperate hope they will get one unfortunate victim who will make contact, where they will then harass them.

 

Check your OH credit file and see if they've been searching their credit file.

[K.D.D]

Bazooka Boo

Many thanks for the prompt reply --- appreciated.

Regards Kev

[Bazooka Boo]

No worries, start a diary of events, just in case, this method of ''tracing'' is unacceptable, but it usually means they know their intended victim

and this is the start of their tedious letter tennis.

 

Defo check her Credit Files, NODDLE is free.

 

Boo,

[K.D.D]

When you say " letter tennis" can we assume this is just the beginning of letters to her ?

If so, do we ignore these as well ?

Wouldn't a solicitor's letter --- we have a friend who is a solicitor -- sent recorded delivery stop them?

I'm a bit confused ...

Regards again Kev

[Bazooka Boo]

It ''could'' mean the beginning of a very lethargic game of letter ping pong, hence why you ignore them and check credit files to see what is on there, if anything.

 

The use of a solicitors letter is as much use as indicators on a submarine, one, solicitors just have a few letters after their name but generally we can all live without them for the little they actually do, and two, it only encourages DCA's who have absolutely no morale fibre and make up the rules as they go along, until they realise to push it any further will result in them being exposed in a real court where real judges will pull them to pieces.

 

What you have there is the standard blanket bomb tracing letter, it give absolutely zero indication of who, why or what they are after, so the advice is to always ignore it.

 

But in the meantime, do your homework, check credit files and see if there is something on there that they may be chasing.

Usually Lowlifes, chase Mobile Phone debts and Credit Cards, check noddle, which is free, but not always 100% accurate, it will give you a rough idea.

[Old Cogger]

and in a lot of cases they are sent to anyone with the same name wherever they are in the hope the hit the right one!

[K.D.D]

Bazooka Boo and Old Cogger,

Many thanks for taking the time to reply ---- I'll keep you informed if anything else happens.

In the mean time we'll file the letter away in a safe place.

Regards Kev

[Bazooka Boo]

No worries, but take a look at her credit files, forewarned is forearmed and all that jazz!

[Andyorch]

Thread moved to the correct forum.

 

Regards

 

Andy

[citizenB]

IMHO, return the letter to the envelope, reseal and return to sender - not known at this address. I would also take it into the post office and obtain a free proof of posting.

[K.D.D]

Thread moved to the correct forum.

 

Regards

 

Andy

 

Sorry for posting in the wrong forum ...

 

citizenB

Thanks for the extra advice --- right now sitting back and seeing if anything else arrives.

 

Bazooka Boo

No problems found with credit files check.

 

Again everyone thanks for taking the time to post --- appreciated.

Regards Kev .

[Bazooka Boo]

Then forget it, if it's not on your CRF this is another of their state of the art tracing activities, also known as 'phishing'. Lowlifes are

well renowned for this and their 'phantom payments'.

[K.D.D]

Another letter today with the amount of "debt" outstanding and a reference number to Lowell Portfolio1.

The debt was to a well known company that she hasn't had any dealings with

 

 

she phoned Lowell Portfolio1 explaining that she has lived at her address for the last 30 years

and has no knowledge of the address involved or dealings with the company concerned.

 

The guy she spoke to had lots of details about her including phone numbers but no email address which she refused to give him.

 

He apologized for the mix up and suggested that she recheck here credit files

including the "address" section to see if any odd addresses appeared --

-- she has done this and found nothing.

 

She was given the guy's name and telephone extension number along with a phone number to ring

if she found an odd address on her credit files.

 

We now hope this is the end of the matter................I have my doubts .

Regards

[sillygirl1]

Back that up with a letter headed "FORMAL COMPLAINT" to Lowells and state that you will be contacting the Information Commissioners Office about this if they don't remove her details from their records.

 

Clearly they are making you do their work.

[K.D.D]

Back that up with a letter headed "FORMAL COMPLAINT" to Lowells and state that you will be contacting the Information Commissioners Office about this if they don't remove her details from their records.

 

Clearly they are making you do their work.

Many thanks for your reply ----- the guy "seemed" very helpful and stated that her details will be removed.

If any further letters are received then we will follow your advice.

Thanks.

Regards

Edit : I've read your post in 2 ways --- a letter to them will be drafted today .

Edited October 15, 2015 by K.D.D

[Bazooka Boo]

Ringing them would have been the last thing I'd have done.

 

However, lets see if they keep to their word and stop the harassment.

[K.D.D]

Bazooka Boo.

I tend to agree with you ......will keep you posted.

Thanks.

Regards

[K.D.D]

quill 1959.

I am perfectly happy to have your post attached to this thread as it is exactly the same as mine.

I have looked at that template which makes interesting reading .

My partner is not freaked out at all by these letters as she isn't responsible for the debt --- it's just a pain in the rear. !!

Oh, if anyone from Lowell Portfolio1 is reading this ............................

Regards

[K.D.D]

Not wishing to tempt fate but nothing further has been received from Lowell Portfolio1.

If anyone from the company is reading this then --"thank you --- you 100% had the wrong person".

In this case the phone call seemed to do the trick --- I hope.

Many thanks for all those who gave advice and helped..

Regards

Edited November 5, 2015 by K.D.D

[Bazooka Boo]

Lets hope that is the case KDD, good riddance to bad rubbish!

[K.D.D]

Many thanks Bazooka Boo......

Have a good Christmas and New Year ---- if we don't speak before !!

Regards

[Bazooka Boo]

Thank you you too!

[K.D.D]

Well let's start by saying I hope you all had a good Christmas and New Year.

 

Today ,6 months after my partner received a letter from Lowell,

another arrived in the post still claiming she owes £xxx .

 

A phone call to them and the guy said she needs to contact a debt collection agency to sort it -

--- the debt collection agency said the guy was wrong and referred back to Lowell.

 

A different person at Lowell has given her the phone number of someone different to contact ----

that's tomorrow's task .

 

What a pain in the rear end ----

- we had been having a brilliant day up until getting home to check the post .

 

Will keep you up to speed .....

 

Regards

[SabreSheep]

Ok if i have this right that have a CCJ

 

Im guessing you would need to get that removed by requesting a set aside, others can brief you on this and if you have a chance.