Information On PPi

[lizzy555]

Hello all

Would appreciate any advise

Am looking to claim back ppi on loans, credit cards and

have a few questions

1. On Halifax loan took out 2005 to may 2009 ( only by luck I have still got a annual statement, orginal agreement was online) where the Loan amount is it has ** beside, bottom of page states **Inclusive of loan insurance, This means I did pay ppi ?? plus would a few months over the 6 years make a difference to letter type

 

 

2 I have had car finance with black horse but on the agreement the "Insurance side/Other financial information" is blank does that mean ppi hasn't been added in??

 

 

3 is there a template letter form I can use

thanks

[dx100uk]

Sar to the ones you think has PPI

 

Dx

[citizenB]

There are no template letters for reclaiming PPI as it is very straight forward.

 

You need your statements - complete the spread sheet from the link below.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?330996-Latest-Spreadsheets-PPI-Claims-and-Charges-Claims-Dec-2011

 

Complete the complaint form from the Financial Ombudsman Website - take copies of everything and send a set to the company with a covering note asking for your money back If you only just realised you had the PPI and that it was of no value to you, then you can make your claim.

 

I will ask someone to look in and confirm if you are correct in the addition of PPI on your agreements.

[lizzy555]

is that statements from the credit card?, Do I need to fill out a spread sheet showing the insurance amount charged to send with my complaint,? ( I remember doing it for credit card int years ago)

[dx100uk]

Ideally yes and. The fos questionnaire