Hfo CCJ/CO now sold to LInk

[DonkeyB]

Yes allegedly.

 

However, I did find another link when I did a google search. Somebody writing to the Ministry of Justice, making them aware that HFO are buying accounts that are Statute Barred & litigating on them. He is seeking disclosure of how many cases have been filed by HFO.

I am interested because I also have a Barclaycard which has been in dispute for over 2 years. It is obvious that they buy debts cheaply that are either almost or are statute barred. So my time will come.

 

That letter was a bit inaccurate on some points, unfortunately – there’s nothing wrong with buying and selling accounts at any time, even SB ones – it’s legal. Most of the HFO accounts were not anywhere near SB when they were bought – it’s just that they have sat on them for years.

 

In fact, an account is only SB if the debtor claims it to be and it is – and ignorant debtor could still be taken to court and may lose if they do not know about the statute of limitation. The debt does not disappear.

[riolto10]

Just a quick reply will do everything suggested tonight and tomorrow first heard of this debt from hfo July 2010 and lost my wife end of 2003 so debts where of no inportance in 2004/2005 but now will fight them all the way will answer all other question on line tonight

 

riolto10, are you also riolto20?

 

Yes could not log on to that account and send threads sorry if it has made things harder

[dadofholly]

Yes could not log on to that account and send threads sorry if it has made things harder

 

Does not make it harder - just gives us more of a rounded picture of your situation.

 

Will help greatly if you are able to upload the documents.

[debbbbsy]

and ignorant debtor could still be taken to court and may lose if they do not know about the statute of limitation.

 

Hi, I think this is the crux of the complaint. That they are litigating on accounts that are statute barred, but are getting CCJ's because the consumer isn't aware of there rights. I suppose the question is, if HFO issue a claim,or bully & threaten consumers into paying money on accounts that they know are Statute Barred,or issue a claim without contacting the consumer first, try to push it through the court system quickley, because they know its about to become statute barred. Are they breaking any laws.

 

Debs

[DonkeyB]

I don’t believe they are breaking any laws.

[debbbbsy]

I don’t believe they are breaking any laws.

 

That figures.

[riolto10]

Things to do upload documents phone barclaycard and get started on witness statement with the help of cags

Edited January 26, 2011 by riolto10

[DonkeyB]

That figures.

 

But if you know the law, it’s easy to defend or see off. That’s where CAG comes in.

[dadofholly]

Things to do upload documents phone barclaycard and get started on witness statement with the help of cags

 

Once people have seen the docs it will be easier to give advice on your WS.

[riolto10]

have up loaded doc to photobucket how do I get it on to here ?

[coledog]

Tutorial below - I think that you just post the link to photobucket but never actually done it

http://www.consumeractiongroup.co.uk/forum/content.php?115-How-to-open-a-PhotoBucket-account-and-use-it-to-post-pictures-on-the-Consumer-Action-Group

[dadofholly]

On the list of links by your document click on direct link - that will copy it and then simply paste it into a post on here.

[riolto10]

http://i1142.photobucket.com/albums/n604/riolto/scan0005.jpg

 

This is the N/A

[dadofholly]

That document is clearly (misleading) to put it nicely.

[broken arrow]

I like it.

[riolto10]

I like it.

Please more info so I can understand why ? thank and thanks again/ next one is the agreement they sent me

 

http://i1142.photobucket.com/albums/n604/riolto/scan0006.jpg

[dadofholly]

Please more info so I can understand why ? thank and thanks again/ next one is the agreement they sent me

 

Put simply.

 

The company they claim to have sold the account to did not exist untill 2007. So they could not have had the debt assigned to them in 2005.

[riolto10]

A question on their latest application n244

the defence struck out etc 10 what information will you be relying on in support of your application ?

They have ticked box the attached witness statement no other boxes ticked

Do I get a copy of this statement before the hearing.

[dadofholly]

A question on their latest application n244

the defence struck out etc 10 what information will you be relying on in support of your application ?

They have ticked box the attached witness statement no other boxes ticked

Do I get a copy of this statement before the hearing.

 

If it says the witness statement is attached then you should have been sent it with the copy of the N244 you recieved. Did you recieve anything else with the copy of the N244?

[broken arrow]

A question on their latest application n244

the defence struck out etc 10 what information will you be relying on in support of your application ?

They have ticked box the attached witness statement no other boxes ticked

Do I get a copy of this statement before the hearing.

 

You need to phone the court tomorrow and obtain a copy of the WS.

[DonkeyB]

Looks like more HFO ‘here’s one we made earlier’ and ‘honest, your honour, we sent it all in the post’ – yes, you should have received the WS. Call the court and make it clear you have not received this, and write to HFO recorded demanding a copy by return.

 

If they put that forged NoA into court, they are in big, big trouble.

 

I’m concerned about these accounts apparently having being sold by Barclaycard to HFO in 2005. I think these were probably sold to Rox, and there may be some creative ownership issues here. That’s why it’s vital to demand sight of the Deed of Assignment or Sale Agreement in this instance. Never heard of debts from 2005. What they can’t do is come up with a document from 2006!

[riolto10]

f it says the witness statement is attached then you should have been sent it with the copy of the N244 you recieved. Did you recieve anything else with the copy of the N244?

 

no just the form,

1, what is your name if you are a solicitor the name of your firm

Turnball Rutherford

2 solicitor box ticked

3what order are you asking the court to make and why ?

details in previous thread

4 have you attached a draft order you are applying for. no ticked

5 how do you want this application dealt with. at a hearing ticked

6 how long do you think this hearing will last they have put 2 hours

7 give details of fixed trial date or period they have entered allocation date in May

8what level of judge does the hearing need ? they have put district judge

9 who should be seved with this application ? they have put defendant.

 

statement of truth signed by Uzair shah

Litigation Paralegal

 

Thats about all on form

[DonkeyB]

Blimey, Mr Shah has demoted himself. He was signing himself as a solicitor before. Naught boy.

[dadofholly]

Where does it say it about witness statements being attached - what document is that on?

[broken arrow]

Mr S is prone to mistakes, he might have forgot to attach, phone the court and try and get a copy.