Link have sent me a letter with just the charging order and asking me to restart the payments of twenty pounds they cannot send me any statements as h f o are out of business The charging order is in h f o capital ltd My question is can link say I have to pay them and do they have to change the charging order into their name via the court or is the original charging order now in force for link many thanks for any replies

Seems hfo who are now out of business have sold my debt and ccj to link hfo had a charging order the court ordered me to pay hfo twenty pounds per month this I have reguarly done my question is can link now say they have the charging order or do they need to go back to the court to change it to their name ? hfo have never in the last five years sent me a statement and link say they cannot get any since hfo are not now in business

Thanks broken arrow lot of water under the bridge the last few years but coming out of it all now glad your ok think you missed my post its £ 15k the first offer was £ 3000 then this week £2,000 think if I stopped paying the £20 pounds they would go after the house it was set by the court, what would happen if they get investigated and lose there licence what happens to all the judgements they have against people like me thanks again for your help If you have time could you explain how you had your charge order removed thanks Anyone help before I reply to hfo

No statements just a letter today about if I miss a payment they will add interest from notice of letter 3rd january said they would post out a formal letter rememberthey sent a letter about six months ago it was three thousand then Just wanted to know if it was a good thing to do and would they remove the charge or sell on the county court judgement ?

After two years and paying twenty pounds a month had a letter from turnball rutherford offering to except £2000 in final settlement and remove charge on house as anybody got any advice on this offer before I consider it the judgement was for £15000 many thanks

They who pay the piper call the tune comes to mind.

Keep us informed and if you need any advice just ask

Another judge with the atitude you had the money so pay up most defendents dont stand a chance seen it all once again,have been following your thread with interrest but you could have done no more in these civil courts the thinking is there claiming so they must be right, was told at mine people think they can pay there pound and get out of there responsibilities by going on the internet.nothing about what the law is so my thinking is you only have a 20% chance of winning any case if you represent yourself why should it be a judges lottery, there should be something done about .

So they could have got actual reading in november without you knowing and the weather could have damaged the meter, anyway balls in eons court take picture of meter reading at present in case they come up with a reading after meter replaced thats not what it is now.

Is your meter indoors or outside ?

Just a point most new meters start at 00000 or99999 so check the start reading if they install a new one.

No problem best way is to keep a check on new meter and you can give readings every day week or month on line on the eon site so keep warm till they change meter

Thats the reason no one knows whst your bill could be too many estimated ones, on the point about noticing if meter was working when it was last read the meter reader just wants the reading and to get onto the next house job etc, if the meter reader had read it this time you would have got a bill for the standing charges and nothing else as you said people go away or leave premises vacant so dont use any utilities they only way they can tell is when you inform them and a engineer calls and changes meter hope this helps.

Could have broken down weeks before last reading did you think your last bill was not as much as you expected?

Must have been read says A next to bill for actual and no they cant charge you a estimated bill if the meter is broken read it again tomorrow and you could have had three heaters on in this cold weather or the sun could have been shining so who knows how much you used its up to them to come to a arrangement or they get nothing; nothing used according to your latest reading, keep warm

So its just a estimated bill if you give them the latest reading you have used nothing since november its up to them to cancel latest bill owing to it being a estimated one and sort it out from previous used bills

What is the latest meter reading on the bill for £350 and does it have a e next to the reading for estimate the latest reading cant be more than the one in november if the meter is broken so the latest bill would have to be amended

Subbing

why would you consider bankruptcy, if you lost and its a big if, the court on your application will make a order to pay Robinson Way a monthly sum and if you keep to that agreement Robinson Way will except it and even offer you a reduced settlement to finish it in full don't know what the total amount is but don't let this get to you fight to the end and hope for a good d.j and even then it's not the end if you lose they will probably get less than you first offered

how do you know last payment was four years ago when you requested cca in 2007 have you made payments to Robinson way and if not are you sure its not statute barred ?

Courts are not interested they are their to rake in money and as in my case not listen to the arguements put to them but to rubber stamp solicitors representing the claimant

was wondering can they get a charging order for a debt less than £25000?

any news on new rules regarding charging orders

donkey could you edit my name thanks have printed 3 copies and must say thanks a million off to court now

Have rang barclaycard spoke to cliff who say carol williams does not take calls asked him three times who it was sold to and he said rox told him what was said in carols letter he said hfo capital rox the same company until I explained it to him , his reply was I did not know that and he wished me good luck, just going over things before leaving thanks all for the good wishes