BW Legal / Lowell A County Court Judgment Has Been Entered Against You

[pinklisar]

Hi everyone

 

I am having a terrible time of late and this letter has just about done me!

 

On Sat I received a letter from BW Legal dated 13/05/2015 on behalf of Lowell (I'm pretty sure they are the same company?) saying

'A COUNTY COURT JUDGMENT HAS BEEN ENTERED AGAINST YOU'

 

'On 17 April 2014 our client obtained a County Court Judgment against you in the sum of £420.50 in the Northamptonshire (County Court Bulk Centre) under claim number ********'

 

Details of this judgment will be enterd in a public register, the Register of County Court Judgments,

That information will then be passed to credit reference agencies which will have an adverse impact on your credit file'

 

'Unless the full amount of £420.50 is received in this office within 10 days of this letter,

we will seek our Client's instructions to enforce the County Court Judgment against you'

 

Have I got a CCJ? I have tried checking my credit report today but it says it is not available.

 

I already pay Lowell £6 each a month off 4 accounts I already have with them. Why would I not have set payment up for this one as well?

 

I don't remember receiving any letters saying I was being taken to court.

 

It is for an old JD Williams Catalogue debt.

 

I am 6 months pregnant,

I lost my job in March and have no income apart from housekeeping money my boyfriend gives me,

until my Maternity Allowance gets sorted out and I am back on anti depressants so I really don't need any more crap piling on top of me.

 

Can anyone help me out with this situation and what to do next.

 

Many thanks

 

Lisa

[dx100uk]

give nortants bulk a ring and check

 

 

so you are paying them for stuff already?

I hope you've sent them a CC request for each one

and checked the legality that the debt is yours?

 

 

when happened on the court case last year?

 

 

dx