Barclaycard penalty charges - (probably) **WON** with restitutionary interest

[slick132]

I would not respond to them at all.

 

They can contact BC or Barclays Litigation to get the info if they want it.

 

It would be better for you if BC didn't buy the debt back from Link, so you don't need to help that happen.

 

[SabreSheep]

Thanks Slick

[SabreSheep]

Received today their copy of the DQ

 

Only thing that looks odd is that for number of witnesses they entered "To Be Decided"

 

They also agreed to mediation

[slick132]

Hi SS,

 

I've not seen this before in a bank's defence but I doubt there will be any witnesses required by the bank.

 

Mediation will be the next stage and this will be organised by the court.

 

[orge]

Seems quite similar to my case...

Subscribing to see how you get on.

 

Good luck!

 

J

[SabreSheep]

Mediation dates between 6-8th October pending confirmation from the defendent.

[orge]

Good luck!

 

J

[SabreSheep]

Phoned tribunal today.

 

No response form Barclaycard to the tribunal service yet.

As such they only have 2 appointments available left. Looks like they are going to miss the mediation.

[slick132]

Keep a log of your contacts with the Mediation service including time, date and brief detail of what was discussed.

 

[SabreSheep]

Roger.

 

What they will do is that as soon as the last 2 appointments are taken by others they will then transfer the case ot my local court where the DJ *MAY* issue an order demanding that Barclays work with the mediation team. Wont mind that too much as this time the problem hasnt been paperwork not being passed on its instead the defendant

[SabreSheep]

Roger.

 

What they will do is that as soon as the last 2 appointments are taken by others they will then transfer the case ot my local court where the DJ *MAY* issue an order demanding that Barclays work with the mediation team. Wont mind that too much as this time the problem hasnt been paperwork not being passed on its instead the defendant

 

Email this morning. Details cannot be divulged until I decide how to respond.

Happy with this turn of events. I hope to be able to say more later.

 

in the unlikely event I cannot take this as a good thing.

[SabreSheep]

This case is now concluded. Cannot say any more.

 

I am always willing to help others with BC claims and encourage people to challenge them.

 

Thanks to all the support from Slick and others

[slick132]

Hi SS,

 

From your post above, I assume you have secured a full refund of charges plus compound restitutionary interest from BC but you've agreed to confidentiality about the existence, and the terms, of your settlement agreement.

 

If this is the case, please say nothing that breaches the Confidentiality Clause.

 

I hope you are a Happy CAGger !

 

[orge]

Congratulations!

Very glad to hear that your case has concluded!

 

J

[SabreSheep]

As am I.

I am indeed a very happy CAGGER

[slick132]

Glad to hear you're happy and thread title amended slightly.

 

[Dot1]

As am I.

I am indeed a very happy CAGGER

 

Well done SS,

That gives us hope. Congrats.

 

Dot

[slick132]

Test to see if thread title shows as per post #66.

 

Not sure why it didn't in Dot's post above.

 

[suga]

very weldone SS

GREAT RESULT.

[Dot1]

Hi SS,

Just out of interest, was your claim for both PPI and charges? If not can one combine the two in one spreadsheet or they have to be done separately?

 

Thanks

Dot

[SabreSheep]

Question.

 

What do you do when the OC breaks the confidentiality clause it imposed on the agreement by telling the current owner of a debt that you had a settlement for XXXX

[tedney]

Question.

 

What do you do when the OC breaks the confidentiality clause it imposed on the agreement by telling the current owner of a debt that you had a settlement for XXXX

Personally, and if you are sure of the facts and can prove the statement was made by the OC, then I would hit them with everything possible. Was there a clause in your agreement which stated the consequences if either party failed to keep to the terms?

[SabreSheep]

Well the dca has written to me saying the OC told them a settlement was reach for £XXXX on XX date

 

No penalties listed for breach

[tedney]

Well the dca has written to me saying the OC told them a settlement was reach for £XXXX on XX date

 

No penalties listed for breach

 

Well, in that case, I would write to them with a Letter Before Action demanding that they explain themselves.

 

Don't know the legalities, but you could possibly pursue them for a "Breach of Contract" perhaps experts on here could advise you further.

[SabreSheep]

Thats what im considering doing. Im tempted to poitn out that as they have violated the confidentiality of the agreement that I am therefore entitled to do the same and am currently writing to the media