Thanks Slick and DX Mis sold claim upheld Yes it was only stat to date of decision 2013

Hi Any help, guidance or tips will be appreciated on above matter.

Hi again, I received reply from Barclays that they had already sent their decision in 2013 . BACK GROUND: I was not agree with their offer only simple interest was used for refund which I declined. Declined letter was sent to Barclays at that time ( amount was used to offset debts held and rest as cheque which I returned back). I have no problem with offset as long as they calculate as compound interest. They never replied since then and just off the blue a letter turned up in 2017 which stated I have ppi with them . They had tried to contact me and their mail was returned back. Now they simply saying they had decided already and concluded the complaint? I don't want to accept this decision. how should I respond to them ?

I have posted the claim on Friday waiting for reply

Sorry guys my laptop palying up and end up posting in wrong topic I have made a final statsheet hope it is ok Claimant Name: Monthly Payment of PPI £3,966.59 Lender Name: 8% Simple Interest £3,339.63 Account Number: Claim From: 19/02/2009 Total £7,306.22 Claim To: 13/08/2019 Date of Charge Description Amount of Charge Number of Days Elapsed Interest at 8% Simple 19/02/2009 OVER DRAFT £3,966.59 3827 £3,339.63

Thanks Slick as always

Thanks slick the letter I received for ppi reminder was from retail banking customer relation Leicester

Thanks again okie dokie postage address 1 churchil place or Retail banking customer relation Leicester I hope Im not missing thing

Hi dx and slick , account was closed on 21/2/09 last ppi charged 2/01/09 last interest charge date- 18/2/09 all ppi charges until last interest charged date, entered into cisheet then transferred into statin sheet? I think it is ok ? could not attach file

Hi dx and slick , account was closed on 21/2/09 last ppi charged 2/01/09 last interest charge date- 18/2/09 all ppi charges until last interest charged date, entered into cisheet then transferred into statin sheet?

hi Dx thanks dx , I will sort this out first.

hi dx their last interest charged was on 18/2/2009

Hello Slick what interest rate should I use for overdraft ppi 8% normal or resti like 24% plus to reclaim ?

That is good thanks dx basically if all penalty had been taken off /would not have been levied and rif account goes into credit after ppi refund it means they are reclaimable ?

Hi dx Ok , how would one will assess they have inflated the balance. For example if 2 or 3 penalties charged in one month ? Or any other way ?