Eviction date 2nd dec help please *Eviction Stopped*

[Traceydavis]

Can anyone please help I have an eviction date for 2nd dec for my mom she's 69 years old server ly disabled and has spoke to white label and they asking full arrears of 2170 she don't have this and need to stop in her house what can she do she made offer of 220 every 2 weeks but won't bush can anyone he'l please to stop this

[HTA]

Hi Traceydavis,

 

Welcome. You have come to the right place here.

 

Someone will be able to help you.

 

Could you provide a bit more info: -

 

Who is the lender

How long left to run on the mortgage

How much should the monthly payments be

Has the lender issued any court proceedings

If yes to the above what court paperwork have they issued

 

The above information will help people give you focused advice

 

Stay calm and please provide the above info as soon as you can.

 

Kind regards

 

HTA

[Traceydavis]

White label it's a secured loan she had letter from lenders solicitor that said they have date for 2 me dec she owes 42 k payments are 370 per month she is very destred and says she will kill her self first pls help

[Traceydavis]

She has had a eviction paper from court with date and time 2 pm

[HTA]

Hi again,

 

Is that an eviction hearing date, namely the first time she has been asked to go to court or an appointment time for the bailiff to attend the property?

 

HTA

[Lookingforjustice]

This is absolutely disgraceful I am sure there are ways to help once you have provided the information requested above. If you have any idea of mortgage outstanding and the current value of the property that might also help. In the meantime try to make the additional payments you offered it will go well for you when you go to court. If the company refuse to accept additional payments I think that will also go in your favour that you've attempted to reduce the debt and the company won't let you. How did your mum come to be in arrears?

[Lookingforjustice]

Please contact her doctor re the threat of suicide. This is an extremely stressful time especially for someone of her age and health

[Traceydavis]

No the ball ifs will attend the property to evict her at 2 pm value prop at 110000 morg owed 47000 and this secured loan she been advices for is 42000 owing she got in troble with it and cleared the arrears by lending from people she had to pay this back to the apoplectic she lent it of and then couldn't afford the payment on the morgage so put her in more arrears they sent excel out to her last Tuesday but mom had a epeletic fit on Monday and was in hospital but I'm 3rd party so I delt with him making offer if 220 every 2 weeks and the phoned yesterday and said now they want full arrears cus shebeen in trouble twice beforw

[Traceydavis]

I've took her doctors she don't listen to them she also has signs of demensha coming as she forgets a lot of things she had stroke 2 years ago and had brain op 16 years ago which made her disabled

[HTA]

This really is disgraceful.

 

Someone with far more knowledge than me will will arrive shortly and show you the way - believe me.

 

HTA

[HTA]

Did you attend the first hearing when White Label went to get the eviction?

 

Sorry for all the questions. It is just really helpful for other people to get the details so that they can help.

 

HTA

[Traceydavis]

Because of how ill she is she wouldn't go sheis a very neverse person and her heart isn't brill so stress is making her worse

[Ell-enn]

Hi there, in order to help you further I need to ask some questions. Can you please answer them in the same order.

 

1. What income does your mother have in order to make payments on the loan? is it pensions or does she work?

2. Is there any other mortgage on the house?

3. What caused the arrears?

4. How long is there left to go on the loan ?

5. How much is the normal monthly payment ?

[HTA]

Traceydavis - now you are in good hands.

 

Please answer and listen to Ell-enn - she is a true guiding light and was the person I was thinking of!

 

HTA

[Traceydavis]

She get state pension at 167 per week she has dla with middle rate care and a private pension my dad left her when he past away there is 15 years on morgage and 18 on the second charge she was in arrears befor in July with them they put it in court so she lent the money to clear it then she had to pay the money back to the people she lent it of that left her no money to pay he white label the one she being evicted for her payments are 370 per month but what I don't understand y send excel out to her last week and then say they won't except the £220 every 2 weeks

[Traceydavis]

Sorry her other morgage is with gemoney

[Ell-enn]

She's 69 and still has 15 years left on her mortgage?? when did she take the mortgage and secured loan out?

 

How much exactly is her monthly income when it's all added together ?

 

the secured loan is £370 per month - how much is the GE mortgage per month ?

[Traceydavis]

1300in total income 270 ge 370 white label depression when my dad died

[Ell-enn]

When did she take out the mortgage and loan? - was she working at the time?

[Traceydavis]

Yes she was cleaner in 2005 I think it was she wanted a con severity and double glaze windows she has 12 year with ge left

[Traceydavis]

2002 morgage took out

[Ell-enn]

So in 2005 GE gave a 61 year old woman a 20 year mortgage??

 

When was the secured loan taken out?

[Traceydavis]

2005

[Traceydavis]

They said she can have one till she 85

[Traceydavis]

So in 2005 GE gave a 61 year old woman a 20 year mortgage??

 

When was the secured loan taken out?

2005 morgage 2002