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SD from lowell via BW legal - HBOS Credit Card


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I today received a SD from BW legal in regards to a HBOS Credit Card which I defaulted on 2009. The letter it self was delivered via normal mail They are asking for 9.4 K even though the amount outstanding on the card was 8k (so I guess they have added fees and late payment charges along with interest)

 

I have read through the article about SD via post and was wondering what my next steps should be I assume 1 should be to to fill the form asking the court to set-aside the SD and after that what else should I do ?

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