Already in esa support group and cancer dignosis

[BRIGADIER2JCS]

Is there not a level set of over 16K before there is an effect on benefits.

 

I'm sure on of the benefit experts will answer soon, but I don't think you are affected.

[RaeUK]

I don't believe it will affect your entitlement at all. However, I personally would notify the DWP et al anyway as it keeps everything above board.

[Nystagmite]

Is there not a level set of over 16K before there is an effect on benefits.

 

I'm sure on of the benefit experts will answer soon, but I don't think you are affected.

 

Anything over £6k and income based benefits are affected. They stop at £16k.

[BRIGADIER2JCS]

Thank you the OP has no problem then.

[wiseajak]

Thank u all

 

Il inform them anyway just to be safe.

 

Happy christmas

[wiseajak]

Something that sprang to mind-

 

Once i tell them, do they request proof of the amount? That i have no issue with but would they stop my benefit in the mean time until the get a bank statement or something if that makes sense?

[BRIGADIER2JCS]

Send proof? Yes do youhave a solicitors or executors letter regarding the inheritance ? A copy of such would suffice.

[wiseajak]

I dont have anything like that i was informed over the phone, that a bank transfer will be done in the next week

My auntie is the trustee and deals with all of it.

[wiseajak]

All i could provide is a print out /statement from the bank.

[BRIGADIER2JCS]

A short note from your aunt as officially dealing with the estate would be fine, don't like the idea of sending bank statements to anyone personally.

[wiseajak]

Ah ok then, i give her a bell.

 

Would they stop my benefit until the get it though? Thats more my main worry. As its xmas, delays etc etc

[jadeybags]

Personally I wouldn't even bother telling them, it's under the amount they need to know about, but I am speaking as someone that has un trained council staff doing our benefits, it would confuse them, have them stopping benefits & enjoying messing peoples money up lol by the time that's over the 3 grand would be gone on rent etc...

[Mr.P]

Would they stop my benefit until the get it though? Thats more my main worry. As its xmas, delays etc etc

 

A short letter stating the amount would suffice - Wait until you have done all your xmas shopping, and then provide a balance of the account (your bank can print one on demand). The regulations state that a "change of circumstances should be notified within a reasonable time". This is usually taken as 21 days.

 

If the funds are transferred to your account on the 3rd Dec. You would want to send the notification off by the 24th Dec. But with postal delays and public holidays, it is highly unlikely anything would be done about it until the new year. If your savings remain below the £6,000 ceiling, there will be no change and you have covered your back if the DWP try to claim an overpayment sometime in the future.

 

If you are claiming housing and/or council tax benefits, it would be prudent to inform your local council at the same time.

[wiseajak]

Thank u Mr P, the transfer would be around 12th dec, or even maybe after.

 

So in that case it would jan before anything is done anyway. ??

Im just in a panic as at some point in december i will be induced and will be in hospital giving birth and worried that if il have time to worry about it, unless they take this circumstance into consideration.

 

My savings have never exceeded £6k i never had any amount over £1k in my bank ever lol.

 

Im inheriting around £4k (rounded off)

 

Any expenses i need are going to be heating and food shopping and a few gifts. I dont intend on blowing it all as i want to use some in the new year to visit my family in england (i live in N.Ireland)

 

My partner is the claimant for Housing benefit. What does he need to do?

[Mr.P]

Sounds like you are heading for a real stressful time and will have your hands full caring for the new baby.

 

With Christmas, hospital, and baby all happening at the same time, one would hope that the "rules" would be relaxed a little. I would suggest getting your partner to send a letter to the DWP on your behalf sometime in early January, certainly within a month of actually receiving the inheritance - It would be advisable that he notify the council at the same time.

[wiseajak]

Stressful isn't a word id use lol

 

I have a tendency to over think things and let things worry me to the point of it disrupting my daily life i panic about things that haven't even happened.

 

(Part of the reason I'm on EsA support group)

 

I have every intention of informing them as I'm the sort of person that would want everything correct and right otherwise it would cripple me. Mentally.

 

I just feared with everything happening this month they would penalise me for informing them late, not intentionally obviously.

 

I always picture the worse case scenario. Which is a curse i wish i could get rid of. Sadly is harder to do.

 

Well i will write a letter and enclose a bank print out, and get that posted as soon as poss and il ring them too, is that a good idea? Just to be safe, il make sure i use recorded delivery so they cant worm out and claim never getting it

[Mr.P]

Worst case scenario if you didn't tell the DWP:

You receive a £4,000 lump sum which takes your savings up to £5,000 - A few years down the line, the DWP send you a few snotty letters saying "you failed to tell us". After a round of letter tennis, they decide no overpayments have been made, but your stress levels have gone through the roof.

 

Most likely scenario:

You get a £4,000 lump sum, spend a little on some much needed Christmas cheer, purchase a few essentials for the new baby. Mid January, you provide the DWP with evidence stating that you have £4,000 in the bank. They reply, "Thank you. This will not affect any benefits payments." - You have covered your back should they try it on five years from now.

 

Save the money on a phone call (unless it is an 0800 number), a simple letter with a second class stamp will suffice.

[wiseajak]

Well i dont have any money in the bank at the moment, me and my partner have been scraping by only just., so its come at the right time.

 

Thank you very much for your advice it has made things clearer and eased my mind. At least i know xmas will be oo this year

[wiseajak]

I have just got my ESA QUESTIONNAIRE THROUGH the post.

 

My anxiety level has sky rocketed. Please help. I dont know what to do or how to go about filling this in iv just had a baby and i fear they gunna stop my money and i cant feed him im in tatters

 

Im also a recovering cancer patient, but i dont require chemo or radio therapies.

 

 

 

 

Someone please help.

[rebel11]

Hi wiseajak

 

Welcome to CAG

 

Don't panic, it might seem daunting at first sight, it's not as bad as it might seem. It does need to be filled in carefully. There are guides that help you question by question so you can explain your illness/condition

and how it effects you on a daily basis.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?316210-ESA50-Guide

 

If you have any questions just ask, the guys will do their best to answer them.

[**Margaret**]

:wiseajak:

 

Congratulations on the birth of your baby boy.

 

There's a guide to the mental health part of an ESA50 questionnaire, with some tips about supportive evidence, on Rethink's site;

 

http://www.rethink.org/

(Search for work capability assessment factsheet)

 

We can't predict the outcome of this work capability assessment. But should you be a lone parent who's found fit for work, you may be entitled to income support;

 

http://www.nidirect.gov.uk/income-support

Best wishes, Margaret.

[rebel11]

Just to add the Form can be filled in online, then printed off and sent off.

Don't forget to keep a copy.

 

Form ESA50 - Limited capability for work questionnaire -

[wiseajak]

Thank u hes my world and the fear if having my only income taken away terrifies me.

 

But Theres a snag im not alone parent. My partner is on my claim, as he gas no work as the type of work he does is scarce.

[**Margaret**]

:wiseajak:

Should you lose your entitlement to employment n support, you and your partner could make a joint claim for jobseekers. With reduced conditionality for the main carer of your little boy. Not as much as ESA, but better than no income.

Margaret.

[wiseajak]

Well if i do lose it i will appeal my doctor my social worker and my consultants all say im not fit to work

 

Im his main carer wat is reduced conditionality mean?