CPA, Pay day loans and Switching accounts

[floricita]

I wanted to know whether when you use the swicth facility this new thing for switching accounts, it says it transfers over all your direct debits etc and lets debtors know you are switching. I was wondering if this still counts for CPA?

 

essentially what I want to know is if I use the switch facility will PDL companies be able to have access to that account somehow and get my funds?

 

secondly, I am negotiating some payment plans. From experience of people who have entered plans with these types of companies, what mnethod of payment do you use?

 

I don't have a credit card and I'm too worried about giving them my bank card details?

 

Lastly, these switch accounts like first direct and halifax do they accept people with not so good credit? I.e is it even worth trying for these or just get a basic account from somewhere else?

 

Thanks

[paxon]

probably not, but better to be safe then sorry. don't use the switching service do it your self.

[renegadeimp]

Everything gets switched. Basically your entire account is copied over.