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AMEX Chasing PAID debt


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To be brief..

 

Amex passed my debt (£2280) to AIC who harassed me to pay even contacting my elderly parents (not lived there for 20 yrs) and their health is not too good.

 

At the time my world had started to fall apart for various personal reasons.

 

I paid AIC but they kept chasing me and now AMEX have said they will write off some of the debt so it's now abt £800 less than I paid AIC.

 

I've suffered ill health from this.

 

My bank say it was defo paid.

 

Can I get the discount back from AMEX?

 

Please help.

.my health really can't take much more of this...

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To be brief..Amex passed my debt (£2280) to AIC who harassed me to pay even contacting my elderly parents (notlived there for 20 yrs) and their health is not too good. At the time my world had started to fall apart for various personal reasons. I paid AIC but they kept chasing me and now AMEX have said they will write off some of the debt so it's now abt £800 less than I paid AIC. I've suffered ill health from this. My bank say it was defo paid. Can I get the discount backk from AMEX? Please help..my health really can't take much more of this...

 

Hi welcome to CAG,

 

Clarification Please,

 

You have paid AIC the full outstanding balance claimed or just a proportion of it?

 

Now Amex are offering a discount which reduces the original balance so you have paid more than this back?

 

Does the account show on credit reference files.

 

Was AIC collecting on behalf of Amex or has the debt been sold?

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sounds like AIC cash cowed you and pocketed the money.

 

if you've a copy of the bank statement

send that to amex along with a letter of complaint.

 

get that cra file too see below

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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