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Help - Argos Card attempted debt recovery


clarethurman
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Hi there,

 

I have received a call from a debt recovery service regarding my Argos Card. I had it set up for Buy Now Pay Later to purchase items for my new home (approx £600). I then also purchased a Dictaphone, which did not fall into the BNPL parameters.

 

Apparently Argos have been sending reminder letters for this payment to my previous address, even though the address on the account had been changed - I had the larger items delivered to my new address!

 

As a result they have cancelled the BNPL privilege, added a debt recovery fee and are demanding over £800 to be paid now otherwise I will get a default.

 

After being pressured on the phone to make the payment to the debt recovery firm, I have paid half the amount to avoid a default, but I am appalled at this situation.

 

Can anyone please help?

 

Thanks

Clare

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