Tm legal sent me a tree of paper work with loan stuff also another letter saying I unreasonable conduct defence frivolous and vexatious defence before the court and in letter offering 15% off I not got as only work now part-time due to health. They just trying to nerve me what happens next politely. Screenshot_20230728_124743_Gallery.PDF

1690465968619.PDF

I silent thanks i await court response thank-you.

Hi got this

Got this what happens next Dear Sir/Madam, We act on behalf of the Claimant. We write to confirm that the Claimant wishes to proceed with the Claim. We confirm a copy has been served on the Defendant. Thank you for your kind assistance. Kind regards. TM Legal

1. The Defendant contends that the Particulars of Claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR 4 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. The Claimant has not complied with paragraph 3 of the PAPDC (Pre Action Protocol) Failed to serve a letter of claim pre claim pursuant to PAPDC changes of the 1st October 2017. It is respectfully requested that the court take this into consideration pursuant to 7.1 PAPDC. The Defendant did not receive a Letter of Claim before receiving the Claim Form from the Court. 3. Paragraph 1 is noted. I have in the past had financial dealings with Avant 4. On receipt of this claim I requested by way of a CPR 31.14 request and a section 77 request, copies of the documents referred to within the Claimant’s particulars to establish what the claim is for. 5. I am currently waiting for the Claimant to comply with my section 77 request as well as receipt of copies of the documents requested in my CPR 31.14 request. Therefore until such time the claimant is put to strict proof to: (a) show how the Defendant has entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974; and (c) show how the Defendant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim. 6. As per Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 7. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82 A of the Consumer Credit Act 1974. 8. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief. documents referred to within the Claimant’s particulars to establish what the claim is for. .

1. The Claimant claims payment of an overdue balance in the sum of £16000 plus court fee incurred under an Avant credit unsecured loan, account number xxxxxx 2.The Defendant failed to maintain payments in line with the agreement and the account has now matured the account was then subsequently assigned to the claimant and the defendant has been given notice of the account's assignment Hello thank you defence idea 1. The Defendant contends that the Particulars of Claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR 4 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. The Claimant has not complied with paragraph 3 of the PAPDC (Pre Action Protocol) Failed to serve a letter of claim pre claim pursuant to PAPDC changes of the 1st October 2017. It is respectfully requested that the court take this into consideration pursuant to 7.1 PAPDC. 3. Paragraph 1 is noted. I have in the past had financial dealings with Avant 4. The Defendant did not receive a Letter of Claim before receiving the Claim Form from the Court. 5. The Claimant is put to strict proof to: (a) show how the Defendant has entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974; and (c) show how the Defendant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim. 6. On receipt of this claim I requested by way of a CPR 31.14 request and a section 77 request, copies of the documents referred to within the Claimant’s particulars to establish what the claim is for. I am currently waiting for the Claimant to comply with my section 77 request as well as receipt of copies of the documents requested in my CPR 31.14 request. 7. As per Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82 A of the Consumer Credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.

Thanks sent to claimant

hi thanks do i put the claimants solicitor name on the postal order or leave blank thanks again

Which Court have you received the claim from ? Northampton Name of the Claimant ? Me How many defendant's joint or self ? Me Date of issue – 12 June aos done so - but I extended time within 14 days so have 10 left for defence online for full 28 days to defend Claimform.PDF

Particulars of Claim 1. The Claimant claims payment of an overdue balance in the sum of £16000 plus court fee incurred under an Avant credit unsecured loan, account number xxxxxx 2.The Defendant failed to maintain payments in line with the agreement and the account has now matured the account was then subsequently assigned to the claimant and the defendant has been given notice of the account's assignment ........................ 2018 took out a debt consolidation loan i went into hospital and lost my job then came covid What is the total value of the claim? £17k Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? NO Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? NO Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account?LOAN When did you enter into the original agreement before or after April 2007 ? no Do you recall how you entered into the agreement...On line /In branch/By post ? on line Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? under perch capital avant disappeared prior Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. debt purchaser perch capital Were you aware the account had been assigned – did you receive a Notice of Assignment? No notice off assignment Did you receive a Default Notice from the original creditor? no Have you been receiving statutory notices headed “Notice of Sums in Arrears” or " Notice of Arrears "– at least once a year ? NO Why did you cease payments? cant remember What was the date of your last payment? 2019 Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? avant yes 2019 Due to me going into a rehab from family problems and prescription drug addiction i am in a mess hope can help me. .

Good morning i have received a claim form from perch capital via tm legal claim to me only The Claimant claims payment of an overdue balance in the sum of £16.483 incurred under an Avant credit unsecured loan, account number xxxxx . The Defendant failed to maintain payments in line with the agreement and the account has now matured the account was then subsequently assigned to the claimant and the defendant has been given notice of the account's assignment I read some of your forums as i received this claim 2 weeks ago i have defended all online and unticked jurisdiction have 14 days now to draft a defence Pease can you help i have credit report i did not receive pre court protocol letter or was not aware of perch buying of avant loans thanks, await your kind reply

CCJ of Perch capital over 14k

Hello I have similar with perch Blackpool get rich quick lot can you help over 10k