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Hi Guys

 

Just a quick question.

 

 

I have nearly finished my account with them and i will be looking at reclaiming my penalty charges and payment protection.

 

 

Question is where do i start

 

 

i ve sent a SAR already and waiting for it to come.

 

 

But reading posts on here they seem to not want to play ball as anyone had any sucess

 

thanks as always for your help

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best idea is to send the reclaim direct to jdw head office

 

don't forget to do a CISHEET for each [ppi / penalties]

 

the FOS CQ for the PPI

and a covering letter for each claim.

 

i'd post them sep [each claim ] too

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 9 months later...

J D Williams & Company Limited trading as Jacamo

Registered office: Griffin House, 40 Lever Street, Manchester, M60 6ES. Registered in England.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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  • 1 year later...

Hello everyone im bringing back to light this case.

 

 

Due to a changes in my life. I never finished paying off the account i dont dispute debt but do dispute the amount.

 

 

over the weekend i received a letter from bryan carter who as been instructed to open a court case to reclaim outstanding amounts.

 

 

It doesnt seem to be a normal threatogram. So im a little concerened.

 

 

At the moment it does say IF they goti court.

 

 

My question is should i send anything in response now to try and nip it in the bud

or wait until i recieve some court papers.

 

 

As i have read on another site about requesting various statements and assignments to nip mr carter intge bud before he gets started.

 

Many thanks

 

For all your help again

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scan the letter up please to PDF

follow the upload

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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seen that here loads of times

 

 

doesn't mean its a letter before action

 

 

which is the correct title of the one they should send before issing a claim.

 

 

it simple says

letter before 'claim'

 

 

the claim they arte making being you owe them money

as their group of companies has purchased the debt for peanuts.

 

 

not that the WILL issue a claimform.

 

 

easily dealt with if they do mind.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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