absurd overdrawn charges £0.37p for£25 charge

[Alex_Simmonds]

Hi there my name is Alex, I'm 20 years old and unemployed,

 

Recently I have incurred an overdrawn charge of 25 pounds for a 32p overdrawn statement, I currently have a debit account (current account) with Clydesdale bank, and there is no overdraft plan set up on my account it is just a basic current account.

 

Now I have had a few charges like these in the past while I was employed, now receiving benefits (JSA, job seekers allowance) this charge has taken the last straw as it is surely seen as an absurd unfair bank charge.

 

Is there any way to fight these charges?

 

Thanks in advance for any Response/Help

[Consumer dude]

If your on benefits, open up a post office card account for benefits to be paid into. Don't use the current account and cancel all direct debts and pay nothing further into it. This way at least no further charges can be taken and your still be getting your benefits in full. You can then sort out any charges against your name as a separate issue..

[citizenB]

Have a read of the BCOBs articles linked in my signature - they are highlighted in Green.