bpo +crabot chasing debt from 2001 with HFC bank - staute barred

[merlintheparrot]

Hopefully someone can help me.

 

In Jan 2009 Cabot financial wrote to me with regards to a debt from 2001 with HFC bank.

 

I wrote to them by registered mail stating that the debt was statute barred and never heard back from them.

 

In June 2009 Wescott Credit services wrote about the same debt, asking for payment.

 

I informed them that Cabot had already been told in writing that this was statute barred in the january of that year.

 

Funnily enough they never got back to me on this.

 

In June 2010 It was Mackenzie Hall's turn.

 

They were also told by registered post that the debt had been pursued twice already and declared statute barred twice. They never got back to me either.

 

I have now started receiving phone calls at work from BPO collections with regards to this matter.

 

So far 9 calls in 8 days.

 

I have told them that the debt is statute barred.

 

I have asked them not to call and to contact me in writing only but they are ignoring this.

 

They say that because I won't answer their security questions that anything said doesn't count.

 

Is this true?

 

I would appreciate any advice on this as obviously I don't appreciate being called at work or being chased for something which from my understanding is unchaseable.

 

Thanks in advance

[Horsen]

Hi Merlin, There is a letter in the library, reference telephone harassment which you should send to BPO. Plus the SB letter.

[merlintheparrot]

Thanks Horsen,

 

I'll give that a go.

[dx100uk]

little fleecers!!

 

dx

[Halibutt]

It's against OFT guidelines for them to phone you at your place of employment.

 

Hopefully you've noted the dates and times of these calls and can include them in the "Telephone Harassment" letter you will be sending them. It's grounds for a formal complaint.

 

H. x

[dx100uk]

oh didn't see that

 

go nail'em

they are doing that as shear harassment to intimidate you.

 

dx

[Halibutt]

I've got something right for once then, eh DX? x

[dx100uk]

no-one gets anything wrong here

 

we are all learning

 

not what cag is about - being nasty

would never do that.

 

I can and am often wrong far more than everyone else.

 

dx

[Halibutt]

Not what I meant mate, you've always been more than helpful in every post I've seen - but I know what you mean

My comment was more about my own occasional self-doubt! x

[merlintheparrot]

Thanks for all the advice. I will let you know how I get on.

[Halibutt]

Do. Good luck mate x

[merlintheparrot]

A quick update.

 

Since sending the letters I received one phone call at work.

 

I was off but a colleague took the call and told them to read their post.

 

Since then I have heard nothing.

 

Is there any way I can get them to acknowledge that the debt is statute barred?

 

This has been an ongoing thing with different companies and I really would like to put this to bed once and for all.

 

Thanks again.

[dx100uk]

at the end of the day

 

its sadly your continued 'replying' over the years that has caused this.

 

they wont fwd on 'bad news' when they sell the debt on a phishing list

else the new buyer will tell them to do one.

 

its sometimes better just to ignore everyone.

 

I take it this debt is not on your cra file?

 

dx

[merlintheparrot]

It isn't on my cra file so I think I will just have to ignore any letters from now on.

 

Thanks for all your help.

[dx100uk]

yep prob best

 

now what about PPI?

 

every HFC account had PPI.

 

dx

[merlintheparrot]

PPI? Surely I couldn't do anything with that?

[dx100uk]

there is no time limit on PPI reclaims if you can get the info.

 

dx