UK bank debt while in China.

[nathan123]

I am now living in China and due to unforeseen situations I cannot pay back a debt of £9000 I accrued with a bank in England. Can they send their collectors to China or transfer the debt to there? I am in a bit of a flux. I do not see myself returning to the UK to live or work in the foreseeable future.

 

Thanks in advance,

 

Nathan

 

P.S. I did not pass on my China address or details. However I do have a bank account in ireland and will probably use this if I get a job here. Will they take the money out of my Irish account or us it to find out about my location? The Irish and UK banks are unrelated.

[cerberusalert]

There are no reciprocal agreements between the UK & China so they cannot take any enforcement action there, They could in theory bring a legal action there but in practice because of the amount involved it would not be financially viable for them to do so.

 

They will sell the debt to a collection company who would probably contact you threatening all sorts of things they will do but in practice are incapable of.... and only then if they have contact details for you.

 

They cannot touch your Irish bank a/c unless it is with the same banking group. If you search Wikipedia for the name of your bank it will give a list of those it is associated with.