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93-96 Loans end of deferrement - way out


shibi
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Hi,

 

I have only recently earned a wage that goes above the amount eligible for deferrment. I have deferred every year since (i don't know why i didn't just ignore it after reading some of these posts!) and will struggle to pay back £100 a month for 4 years for debts incurred 20 odd years ago.

 

I was going to ask for a SAR but wonder what action i can take to avoid paying?

 

Any help/advice would be much appreciated

 

Thanx

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