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mackenzie hall threatening court


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hi i have just received this letter from mackenzie hall for a debt with quick quid.

 

although i continually offered QQ a repayment offer of £40 per month (due to my work hours being cut this is all i could afford),

they sold it on to MH,

 

i have had no correspondance with these apart from this letter ive attatched.

 

i know they are a bit dodgy after reading other threads on here

and was wondering if anyone could advise me on the best way to deal with them as they have threatened to contact my work which i dont want to happen,

 

by the way i received this letter on the 17th lol

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thats a std threat o gram

 

the nearest MH will prob ever go to a court room

is the toilet!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I notice it states in your application with Much Hall , you provided them your employee details and then leaves it up in the air that they may contact them.

 

Firstly, you did NOT apply for anything via Much Hall and the implication is worth a copy of that letter to OFT/MP/Stella Creasy etc etc!

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Meanwhile send the following to the Compliance Manager at MH.

 

Ref:as on their letter.

 

Dear Sir or Madam,#

 

I refer to your letter date xx xx xxxx in regard to a debt for £xxx which you claim is owed by me, please note I do not acknowledge any debt to Mackenzie Hall Debt Purchase Ltd.

 

I note that you claim that ''during my application process with Mackenzie Hall Debt Purchase I have disclosed the name of my employers and that you would

rather no contact me there''.

 

I would point out that I have at no time made any ''application'' to Mackenzie Hall Debt Purchase in regard to any matter nor have I disclosed any details of my employment to that company.

 

NOW take note I a fully aware of the OFT Guidance on Debt Collection 2003/2011 and I am sure I do not have to remind you of the sections regarding causing embarassment to (alleged) debtors and the section regarding respecting the (alleged) debtors reasonable requests as to when, where and how they are contacted.

 

You will not contact me or my employer at my place of work, you will correspond only by Royal Mail (proof of posting is not accepted as proof of delivery), no telephone contact or e-mail contact is acceptable.

 

I am sending a complaint to the OFT together with a copy of the letter received and shall comment on the fitness of the Mackenzie Hall Group of companies fitness to hold a consumer credit licence.

 

This letter is sent by Royal Mail Recorded Delivery and receipt will be checked.

 

Send this to the Kilmarnock address do not use any box numbers provided. Mark the envelope confidential.

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