payday loan taken out 2 years ago, now capital credit management/Lasker International taking my money

[renegadeimp]

The bank cannot refuse to chargeback the account if it is an unauthorised transaction. Barclays seem to think they are above the law. Especially with their recent media coverage.

[Nao]

The company ccm deny all knowledge of lasker and also deny having connection with them

 

Once is a coincidence, 3 times is very unlikely to be a coincidence, I've posted 3 different directories earlier linking one of the registered directors of ccm to Lasker, here is a fourth directory linking the other director of ccm to lasker:

 

http://www.zoominfo.com/#!search/profile/person?personId=1618783628&targetid=profile

[bacondtf]

The suggestions being that Lasker are using CCM account details to withdraw money illegally? That's the kind of feeling I'm getting but that is quite the assumption to make.

[markosoft82]

More like ccm are using lasker to obtain the money and fein innocence. Pdl's aren't well known for playing by the rules. I'd like someone to get in writing from ccm that they have no connection to lasker. Because then they'll either admit they do, or send out a letter that could bite them on the whatsits

[ERG1976]

I think thats a bug ask you can barely get any sense out of them on the phone - there is absolutely no way they will put it in writing ... The only think is if the fraud dept of the bank r looking into it they will find out ccm are denying knowledge so that has to work in our favour

[renegadeimp]

The banks wont figure anything out. They just believe what they tell each other, regardless if its true or not.

[Nao]

apparently Richard Howlett Director and Solicitor of CCM also likes to advice people on how to live off the grid, except suddenly he works for Lasker, complete with mugshot and all...

 

source: http://magazine.shortlist.com/1R4cb45646924e9012.cde/page/47

 

Which of course makes sense as a guy working for a "security / detective" company is a bit more credible for such stuff than a solicitor:lol:

 

 

On the bottom of the website http://www.tracingagents.com/ it says

Copyright © 2011 Tracing Agents · Lasker (RSI) Limited Registered Office 47 Chancery Lane, London, WC2A 1RH

Registered in England Company Number 07622433

 

Guess who registered the domain?

 

Registrant:

Simon Taylor

30 Borough High Street

London, London SE1 1XU

GB

 

Domain name: TRACINGAGENTS.COM

Edited October 7, 2012 by Nao

[ERG1976]

So what do u take all this to mean

 

I thought i was getting it now im just getting confused

[ERG1976]

apparently Richard Howlett Director and Solicitor of CCM also likes to advice people on how to live off the grid, except suddenly he works for Lasker, complete with mugshot and all...

 

source: http://magazine.shortlist.com/1R4cb45646924e9012.cde/

page/47

 

Which of course makes sense as a guy working for a "security / detective" company is a bit more credible for such stuff than a solicitor:lol:

 

 

On the bottom of the website http://www.tracingagents.com/ it says

Copyright © 2011 Tracing Agents · Lasker (RSI) Limited Registered Office 47 Chancery Lane, London, WC2A 1RH

Registered in England Company Number 07622433

 

Guess who registered the domain?

 

Registrant:

Simon Taylor

30 Borough High Street

London, London SE1 1XU

GB

 

Domain name: TRACINGAGENTS.COM

 

With regards to the company reg - checked it out and company status is 'active with propsal to strike off' ?????

[Nao]

Yeah, that particular company reg actually is still active, there is a whole pile of dissolved ones at the same addresses with the name Lasker as well though which threw us off the track.

I would ignore the proposal to strike off for now.

 

However the links between CCM and Lasker are thickening, I've posted about the tracingagents.com website before which was registered by Simon Taylor at one of the addresses for Lasker.

 

Well, there is another website: http://www.celebritysecurity.co.uk agai they say on the website they are Lasker and link to lasker.co.uk, the domain http://www.celebritysecurity.co.uk was registered again by simon Taylor, this time however with the address:

PO Box 480-1208

Sevenoaks

TN13 9JY

 

Sevenoaks? yes, that is where CCM is registered... unfortunately its a po box, but I'll have the info who owns it tomorrow.

 

Other domains registered by him:

http://www.kombuchatea.co.uk/ (something about miracle cure tea)

http://www.medjooldates.co.uk (something about nutrition)

http://www.hidden.org/ (proxy)

http://www.se1.co.uk (promoting random stuff from a specific area in London)

Edited October 7, 2012 by Nao

[markosoft82]

I had to laugh at the miracle cure tea part

[irishgirl]

The plot is defnitely thickening. Im getting no sense in my head now except that my money is gone and im hoping it comes back.

 

 

So what i can gather is that its this Richard Howlett and Simon Taylor who are actually responsible for illegaly taking our money.

 

They are taking it through CCM but actually making it look like it has gone to another company so as to keep the trace of them.

 

Do they actually think people cant work out who they are. Though they are probably thinking banks wont bother looking into it too much so they have the money now and dont care.

[Nao]

There is still hope for your money, you just have to remind the Bank about the law until they budge, or if that fails, complain about the Bank to fos, oft, trading standards, watchdog and so on.

 

The Bank has to refund you money that was taken in a transaction you did not authorize.

 

They can run but they can not hide, got loads more info on those folks, unlike PDL Companies I happen to know a little word called morals, so I'll refrain from publishing private pictures, home addresses, private emails and so on.

[irishgirl]

Im hopeful that the bank will do as they said and refund the money for me.

 

They did say they would then have to investigate this so could then take the money back.

 

If they do take it back after refunding then they will be getting a letter and i will be reporting them to whoever i have to and i will be telling them that in complaint letter.

 

I did not authorise these transactions nor do i know the company who took them so at end of day despite what bank seem to think it is blatant fraud.

 

Im so annoyed though that this richard howlett and simon taylor seem to be getting away with this.

[Nao]

If they get away with it will largely depend on the Bank, if the Bank actually does a proper investigation and finds fraud and reports it to the police then it could very well end up as time behind bares for the ones that took the money, but all too often if Banks do a refund they just write the money off instead of investigating.

[ERG1976]

Its gone passed the money thing for me now uts the sheer dishonesty of it - obv i want my money back i have 4 children so every penny counts but i actuaaly want to see justice served

[irishgirl]

Its the same for me. Though im panicking a bit about the money part as well now.

 

 

It may only be £85 but as i said earlier in the thread its like a million pound to me at this minute in time with all im trying to juggle about.

 

The more i think about it the more furious i am.

 

Santander said it takes 48 working hours so would be tuesday before the refund shows in my account.

 

Did they tell you the same or has your refund shown yet?

[bacondtf]

I've been on the phone with CCM this morning. They have admitted that this is their error and that monies have been processed incorrectly. They have admitted that they have taken more from me than I even owed them in the first place. Send all details, to collections (at) capitalcm.co.uk if your bank doesn't do the refund for you. I spoke with David.

[irishgirl]

Brilliant

 

Thanks very much for this information. If the bank then decide to take money back i will get on to them again.

 

 

Has your bank refunded you yet?

[bacondtf]

My bank won't do ****. I called them twice yesterday and both times they wouldn't set-up a dispute. CCM are obviously aware this has happened so just request a refund from them and we'll take it from there.

[irishgirl]

I dont think for a second that CCM will refund me. In fact i would bet my life they wont.

 

 

I spoke to them just now and they said i need to put any refund request in writing. They will do nothing with it as they will see it as money coming off what i owe.

 

 

My bank probably wont refund now either as they will contact lasker who will say it is capital taking the money and my bank will then see that i made a debit card payment to capital and will not refund me id imagine.

 

I think i have just lost my money. I could cry im that frustrated

[renegadeimp]

Your bank cant not set up a dispute. If you inform them that it was an unauthorised transaction they are required to do so. Perhaps speak to your local police and get a crime number to force them to get the ball moving.

[PGH7447]

Get the police involved, this is nothing more than legalised theft

[irishgirl]

I will do that tomorrow defnitely if the bank do not refund. Tomorrow is when they told me i would have the refund so im hoping it will show up.

 

If they then investigate and take the money back from me i will contact the police and will then send letters to my bank and to capital with the crime reference number so that someone takes me seriously.

 

 

I am still hoping that my refund will come tomorrow and then let the bank work away

[renegadeimp]

If you do get the refund, can i advise that you switch banks asap. Then make a full and formal complaint to every regulator you can find.

 

If the money goes into your bank, open up a new account with a different banking group and get the money switched over. Then if the previous bank decides to take it back, thats their problem.

 

Also note that some police stations front desks are manned by civilian support officers. They have very little knowledge of the law. If you get pushed back by them when/if you file a complaint, make sure you ask to speak to a senior duty sergeant or even the Superintendant.