NEVER HAD A LOAN - but CFO drained my account - Halifax bank are useless too!!

[chowlett]

this company needs to be stopped and shut down.

 

.. never had a loan

 

have checked my emails etc and yea I've had alot of emails off them but never a loan.

 

... not a clue how the got my bank details but they have taken out nearly £200 over time..

 

. spoke to them

fobbed off

told i have an outstanding loan with cfo... lies

 

changed my bank as told it was best now

 

i owe Halifax £500 and more...

 

. have tired and tried with this company and my old bank with no luck...

 

.. now I've.in debt with a very poor credit rating..

 

... how the hell do they take money which isn't there and u don't owe..

 

.. i have learn my lesson

 

keep my debit cards well inside in my purse and use cash.

 

... never had a any kind of payday loan and never will...

 

. please keep fighting there crooks like i will..

 

. just a note theyare now offering credit cards had a email today they trade under mt..

 

.. I've also wrote to watchdog about capital finance after hearing how wonga cash were ripping people off and taking money.

... any advice on my situation would be grateful.....

no one seems to be listening to me..

. thanks

[renegadeimp]

Get a chargeback immediately. Dont let halifax tell you no.

 

Ill flag your post for an admin to advice chowlett, as they are currently compiling something on this sham of a company.

[chowlett]

how do i get a charge back never even heard.of one : / my old bank are saying nothing they can do

[renegadeimp]

They can do something, youre being whitewashed. Just sit tight and an admin should be around soon to help.

[citizenB]

Wonga were the subject of Watchdog this evening for the very same.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?365183-Wonga-agree-to-pay-interest-to-customers.

 

You might want to speak to the Office of Fair Trading about this if your Bank isnt listening to you.

[dx100uk]

We have been telling people to put a letter into their bank instructing them not to make any payments under any circumstances to these companie

http://whatconsumer.co.uk/visa-debit-chargeback/- it works!

 

banks MUST follow written intructions from their customers !

This fsa guide has now been updated:

 

http://www.fsa.gov.uk/pubs/consumer_...ghts_guide.pdf

 

Here's the text:

 

Cancelling a regular

card payment:

 

When you give your credit or debit card

details to a company and authorise

them to take regular payments from

your account, such as for a gym

membership or magazine subscription,

it is known as a ‘recurring transaction’

or ‘continuous payment authority’.

These are often confused with direct

debits, but do not offer the same

guarantee if the amount or date of the

payment changes.

In most cases, regular payments can

be cancelled by telling the company

taking the payments. However, you

have the right to cancel them directly

with your bank or card issuer by telling

it that you have stopped permission for

the payments. Your bank or card issuer

must then stop them – it has no right to

insist that you agree this first with the

company taking the payments.

Be aware, though, that you will still be

responsible for paying any money that

you owe.

see: http://www.consumeractiongroup.co.uk/forum/showthread.php?336569-How-to-remove-a-lender-s-continuous-payment-authority(2-Viewing)-nbsp

http://www.fsa.gov.uk/pages/consumerinformation/product_news/banking/know_your_rights/solving/index.shtml

dx

[chowlett]

ok but im not even with that bank now

but had letters saying i owe over £500

 

i know its been taken by cfo but how no overdraft etc...

.. don't get it and no one listens...

 

. I've reported them like u state last year

but still nothing I've now reported them to watchdog...

 

. i just want my debt wrote off don't want any.monies.....

[renegadeimp]

Doesnt matter. You can still get a chargeback and all the bank charges removed.

[dx100uk]

well unless the A/C is CLOSED, you ARE still with them.

 

dx