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GE Money - 2 mortgages with PPI reClaims - everyone bar GE sold it me!!

anney63
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anney63

anney63

Posted
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Posted

Hi

Just checking all paperwork for both claims

 

The original application forms were both for Easy Loans trading as Sterling Direct which was dissolved in 2010.

Showing no tick in the ppi box .

 

On the same day a quote " Payment Plan Application" form for Igroup was completed.

 

The actual Ig Group Credit Agreement for the mortgage was raised on 29th october and signed on 31st.

 

So My friend signed the brokers form and protection form on 16th at the initial meeting and the actual CCA was sent in the post and signed 2 weeks later.

 

Surely this is a clear case of miselling when the mortgage had not even been agreed.

 

I do have all these forms surely this a clear case of misselling will it make a difference that the Broker is no longer trading.

 

Paperwork has all been sent.

 

So just making sure I have all my facts in case of a fight.

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ims21

ims21

Posted
Posted

Cross the bridges when you come to them

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

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anney63

anney63

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Thanks just such a lot of money a bit nervous about fight but after reclaiming sons bank charges in 2007 should have the confidence Lol !! I know I have the help on here.

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  • 3 weeks later...
anney63

anney63

Posted
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well here we go

 

Letter from GE This morning stating no record of PPI against the 1st Claim and that I need to contact the Broker Easy Loans who are no longer trading.

 

The funny thing is I have the original agreement which they sent me and also the PPi form which is with IG This is their final response.

 

What do I do next.

 

They haven't even responded to the other one.

 

Hellp

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dx100uk

dx100uk

Posted
Posted

did you send a copy of the agreement that shows the ppi?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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dx100uk

dx100uk

Posted
Posted

yes sent them to them.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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dx100uk

dx100uk

Posted
Posted

merged to one file

 

is that a 300DPI?

 

rather pixelated.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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dx100uk

dx100uk

Posted
Posted

scan resolution

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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dx100uk

dx100uk

Posted
Posted

ping ims21

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ims21

ims21

Posted
Posted

Sorry....not clear on what I'm looking at?

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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dx100uk

dx100uk

Posted
Posted
Attached 5 files 2 more in new post Can you have a look and see what you think please

 

something about docs in post 59 but even i've lost the plot now...

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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anney63

anney63

Posted
  • Author
Posted

There's a copy of a letter recived from GE Stating that there's no PPI attached to account. Just wondered if I should reply and send these documents and request they revisit also the broker is no longer trading what is my next course of action.??

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dx100uk

dx100uk

Posted
Posted

ans that in post 50

 

send them a copy of the agreeement that SHOWS the PPI

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites
dx100uk

dx100uk

Posted
Posted
well here we go

 

Letter from GE This morning stating no record of PPI against the 1st Claim and that I need to contact the Broker Easy Loans who are no longer trading.

 

The funny thing is I have the original agreement which they sent me and also the PPi form which is with IG This is their final response.

 

What do I do next.

 

They haven't even responded to the other one.

 

Hellp

 

scan up this letter please [change scan res to 300DPI or select photo not B&W doc]

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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anney63

anney63

Posted
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Posted

Copy of letter included in docs in post 59. I think the confusion is there are 2 claims with GE this is the 1st one they have responded to. The other one has not yet been answered.

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dx100uk

dx100uk

Posted
Posted

so you have no written proof of PPI on this other loan then?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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anney63

anney63

Posted
  • Author
Posted

Yes I have documentation on both.

To Reiterate.

 

The first one was a remortgage on a house already mortgaged to raise a deposit on second house.

 

At the same time a new mortgage was was raised on the new home

 

so there are 2 PPI's

 

one for £8425 on the remortgage and

one for £9925 on the new mortgage.

 

Both PPI forms were signed on 16/10

 

I have all the paperwork on both.

 

Shall we call this number 1 and when I need help with the other we will call that number 2.

 

If it would be easier to start a new thread for the other one when I get any letters then maybe that would be better what do you think.

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anney63

anney63

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Faxed paperwork re the re-mortgage over to Resolutions Manager GE with a covering letter.

 

This is the only one they have responded to so far.

 

Still adamant that they are responsible as Igroup PPi form completed and signed on the 16/10 and sent to them before any mortgage agreement form was completed.

 

So obviously it was made a condition of the Re mortgage.

 

The mortgage was obtained from Igroup .

 

This mortgage was paid off on sale of the house.

 

This being the case surely they cannot hold the broker responsible. !!

 

I really would like your opinion on this .

 

Its odd that I haven't heard anything re the PPI on the other mortgage which is still running.

 

Thank Guys

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