speed credit loan / written off / cleared

[rippedoff15]

Well threat from marshall hoares today stating they own the debt, they are demanding the agreed repayment of 500.00, clearly they are refusing my requested amount. What should i do next, i can make a transfer friday.

[rippedoff15]

Todays email from MH now getting sick to death requesting a repayment plan that i can afford, therefore going to send them £100.00 this friday the £100.00 the followign friday via bank transfer, and maybe yes maybe they will stop all the threats or should i reply to MH refering to the email sent by speedcredit on 3rd Dec stating the loan was repaid ??????????? and see what happens

 

BY LETTER AND EMAIL

 

Online payment ID:

Outstanding amount: 500

 

Letter of Instruction & Notice Reminder

 

Reference: BAILIFF/INTR/

Client: Speed Credit - Speed Credit Pay Day Loan*

Client Ref:

 

Date: 10/12/2012

 

Dear Mr

 

We are writing to give you formal notice that Speed Credit - Speed Credit Pay Day Loan* has legally assigned the rights of the above debt to Marshall Hoares Bailiffs. This means that Marshall Hoares Bailiffs Limited now legally own this debt.

 

YOU WILL HAVE OR WILL SHORTLY RECEIVE A HOME VISIT

 

We intend to pursue you fully for all outstanding sums (GBP 500) including any fees we incur collecting this debt. Paymen t in full must be received no later than 17:00 to avoid further door collection fees being added to your file. DO NOT IGNORE OR THIS WILL COST YOU MORE

 

Debt GBP 584

Solicitors - Case Preparation GBP 150

Missed Payment Fee 2 (day 43) GBP 10

NDR Accept Case File GBP 200

Missed Payment Fee 1 (day 29) GBP 10

Cash Transmission Fee GBP 5

Missed Payment Fee 3 (day 57) GBP 10

Missed Payment Fee 4 (day 71) GBP 10

Missed Payment Fee 5 (day 43) GBP 10

Closing Amount Discount GBP 489

 

Repayments todate GBP 0

Total GBP 500

 

TAKE NOTICE: You should accept this letter as formal notification that unless payment is received within 4 days then your account will be fast-tracked and considered for the following:

 

Consequences of inaction:

1. Court Judgement legal action will be automatically started in the County Court for recovery of the full amount outstanding. Any such proceedings will include additional claims for legal costs and interest which will increase the amount you will be required to pay.

2. Warrant of execution will be applied for to enable us to seize goods at your addresses and or an attachment of your earnings.

3. Register of Judgements any judgement will be entered in a public register, the Register of Judgements, Orders and Fines Credit Reference Agencies, who will supply them to credit grantors and others seeking information on you financial reputation. This will make it very difficult for you to get credit.

4. Credit reference Speed Credit have already advised the Credit Reference Agencies of your DEFAULT. This may seriously affect your ability to obtain credit in the future. Once the balance is paid in full, only then will the default be shown as “Default Satisfied”.

 

To AVOID A HOME VISIT or further action you should PAY IMMEDIATELY

 

1. online using a card by visiting:

 

www.marshallhoares.com

 

OR

 

2. at bank either over the counter at the bank or by electronic transfer to:

 

Barclays Bank

Account Number: 93462382

Sort Code: 20-50-94

Reference: Use your mobile number as a reference

 

This debt will not go away and should not be ignored

 

You can contact us on 08433811111 to discuss your outstandig debt.

 

Yours faithfully

 

 

 

Anti - Fraud

Marshall Hoares Bailiffs

Telephone: 0843 381 1111

[rippedoff15]

This is the email from Speedcredit sent on 3rd Dec 2012, where do i stand in relation to this loan

 

 

Dear ,

Confirmation: �400 facility active. Just a quick reminder that having successfully re-paid your Speed Credit Pay Day Loan* you are pre-approved for another loan of up to �400. You also qualify for fast track� so you only need to send 2 SMS to apply, and the money will be in your account in under 1 minute ! How ? 1. Text LOAN .wait for the response 2. Text LOAN 400 and that it ! By the time you check your bank account the money will be there ! Obviously you can choose 100, 200, 300 or 400 depending on how much you want to borrow. Dont forget to tell your friends. Kind regards Speed Credit - Loyalty Team t: 084 3381 3381 Please consider the environment before you print this email. _____________________________________________________________________

[rippedoff15]

Todays email from MH

 

BY LETTER AND EMAIL

 

Online payment ID:

Outstanding amount: 500

 

Letter of Instruction & Notice Reminder

 

Reference: BAILIFF/INTR/

Client: Speed Credit - Speed Credit Pay Day Loan*

Client Ref:

 

Date: 15/12/2012

 

Dear Mr ,

 

We are writing to give you formal notice that Speed Credit - Speed Credit Pay Day Loan* has legally engaged Marshall Hoares Bailiffs to recover the above debt. This means that Marshall Hoares Bailiffs Limited will now recover this debt.

 

YOU WILL HAVE OR WILL SHORTLY RECEIVE A HOME VISIT

 

We intend to pursue you fully for all outstanding sums (GBP 500) including any fees we incur collecting this debt as per the terms and conditions of the contract you signed. Payment in full must be received no later than 17:00 to avoid further door collection fees being added to your file. DO NOT IGNORE OR THIS WILL COST YOU MORE

 

Debt GBP 584

Solicitors - Case Preparation GBP 150

Missed Payment Fee 2 (day 43) GBP 10

NDR Accept Case File GBP 200

Missed Payment Fee 1 (day 29) GBP 10

Cash Transmission Fee GBP 5

Missed Payment Fee 3 (day 57) GBP 10

Missed Payment Fee 4 (day 71) GBP 10

Missed Payment Fee 5 (day 43) GBP 10

Closing Amount Discount GBP 489

 

Repayments todate GBP 0

Total GBP 500

 

TAKE NOTICE: You should accept this letter as formal notification that unless payment is received within 4 days then your account will be fast-tracked and considered for the following:

Consequences of inaction:

1. Court Action legal action may be started i n the County Court (or Sheriff Court if you are in Scotland) for recovery of the full amount outstanding. Any such proceedings will include additional claims for legal costs and interest which will increase the amount you will be required to pay.

 

2. Warrant of Execution or its Scottish equivalent will be applied if we successfully obtain a County Court Judgment or Sheriff Court Judgment for to enable us to seize goods at your addresses and or an attachment of your earnings.

 

3. Register of Judgements any judgement will be entered in a public register, the Register of Judgements, Orders and Fines Credit Reference Agencies, who will supply them to credit grantors and others seeking information on you financial reputation. This will make it very difficult for you to get credit.

 

4. Credit reference Speed Credit have already advised the Credit Reference Agencies of your Default. This may seriously affect your abil ity to obtain credit in the future. Once the balance is paid in full, only then will the default be shown as "Default Satisfied".

To AVOID A HOME VISIT or further action you should PAY IMMEDIATELY

 

1. online using a card by visiting:

 

www.marshallhoares.com

 

OR

 

2. at bank either over the counter at the bank or by electronic transfer to:

 

Barclays Bank

Account Number: 93462382

Sort Code: 20-50-94

Reference: Use your mobile number as a reference

 

This debt will not go away and should not be ignored

 

You can contact us on 08433811111 to discuss your outstanding debt.

 

Yours faithfully

[tinkerbell_2k12]

Have u been keepin check of ur bank.to make sure no funds hwve left, have to spoke to sc or mh and thats why they are sending these ammeded amounts? Only pay what you can afford they have.to accept what you can afford, not what they demand

[rippedoff15]

Yep, we have opended a new account at a differant bank, i have emailed MH stating that Speedcredit have already emailed me stating the loan was repaid back on 3/12/12. had no reply from anyone. only demands so far.

[rippedoff15]

Well todays email from MH, maybe they dont understand that Speedcredit have already stated the loan was repaid on 3/12/12, not sure where it was repaid and offering new loan, just a [problem] to get debt card details.

 

Mr

[address1]

BY EMAIL

Online payment ID:

Outstanding amount: 500

Payment Methods

Client: Speed Credit – Speed Credit Pay Day Loan*

Client Ref:

Our Ref:

Date: [date]

Dear Mr

Thank you for your email.

You can make payment in one of the following ways:

• ONLINE: by visiting our website: www.marshallhoares.com
  
• BANK: you can make a transfer to our bank account or pay cash over the counter at your local bank paying the following account
  

Barclays Banks

A/c number: 93462382

Sort code: 20-50-94

Ref:

(be sure to use as the reference or we will not know the payment is from you. This will delay us crediting your account which may lead to additional charges or visits)

-TELEPHONE: You can pay over the phone on 08433811111

Files will not be frozen until payment is cleared. Delay may lead to additional charges being incurred.

Yours faithfully

Daniel Collins

Door Collections

Marshall Hoares Bailiffs

Telephone: 0843 381 1111

[timeforachange]

i keep getting emails off these. i've paid bout 40 on a loan originally of 150 or so including interest. MH keep adding there weekly interest mine is showing at the moment at just over £500 there usual threats of someone turning up at the door.

 

Has anyone checked there credit file to see the damage these guys are doing at all if any?

 

thanks.

[rippedoff15]

Todays email from MH

BY LETTER AND EMAIL

 

Online payment ID:

Outstanding amount: 500

 

Letter of Instruction & Notice Reminder

 

Reference: BAILIFF/INTR/

Client: Speed Credit - Speed Credit Pay Day Loan*

Client Ref:

 

Date: 20/12/2012

 

Dear Mr

 

We are writing to give you formal notice that Speed Credit - Speed Credit Pay Day Loan* has legally engaged Marshall Hoares Bailiffs to recover the above debt. This means that Marshall Hoares Bailiffs Limited will now recover this debt.

 

YOU WILL HAVE OR WILL SHORTLY RECEIVE A HOME VISIT

 

We intend to pursue you fully for all outstanding sums (GBP 500) including any fees we incur collecting this debt as per the terms and conditions of the contract you signed. Payment in full must be received no later than 17:00 to avoid further door collection fees being added to your file. DO NOT IGNORE OR THIS WILL COST YOU MORE

 

Debt GBP 584

Solicitors - Case Preparation GBP 150

Missed Payment Fee 2 (day 43) GBP 10

NDR Accept Case File GBP 200

Missed Payment Fee 1 (day 29) GBP 10

Cash Transmission Fee GBP 5

Missed Payment Fee 3 (day 57) GBP 10

Missed Payment Fee 4 (day 71) GBP 10

Missed Payment Fee 5 (day 43) GBP 10

Closing Amount Discount GBP 489

 

Repayments todate GBP 0

Total GBP 500

 

TAKE NOTICE: You should accept this letter as formal notification that unless payment is received within 4 days then your account will be fast-tracked and considered for the following:

Consequences of inaction:

1. Court Action legal action may be started i n the County Court (or Sheriff Court if you are in Scotland) for recovery of the full amount outstanding. Any such proceedings will include additional claims for legal costs and interest which will increase the amount you will be required to pay.

 

2. Warrant of Execution or its Scottish equivalent will be applied if we successfully obtain a County Court Judgment or Sheriff Court Judgment for to enable us to seize goods at your addresses and or an attachment of your earnings.

 

3. Register of Judgements any judgement will be entered in a public register, the Register of Judgements, Orders and Fines Credit Reference Agencies, who will supply them to credit grantors and others seeking information on you financial reputation. This will make it very difficult for you to get credit.

 

4. Credit reference Speed Credit have already advised the Credit Reference Agencies of your Default. This may seriously affect your abil ity to obtain credit in the future. Once the balance is paid in full, only then will the default be shown as "Default Satisfied".

To AVOID A HOME VISIT or further action you should PAY IMMEDIATELY

 

1. online using a card by visiting:

 

www.marshallhoares.com

 

OR

 

2. at bank either over the counter at the bank or by electronic transfer to:

 

Barclays Bank

Account Number: 93462382

Sort Code: 20-50-94

Reference: Use your mobile number as a reference

 

This debt will not go away and should not be ignored

 

You can contact us on 08433811111 to discuss your outstanding debt.

 

Yours faithfully

 

 

 

Anti - Fraud

Marshall Hoares Bailiffs

Telephone: 0843 381 1111

[rippedoff15]

MH now refuse to deal via email only by telephone. Sent from the guy whos hobby is the door collector

 

Dear

 

I am afraid we are unable to deal with your query by email.

Please call one of our operators on 08433811111 who will be happy to discuss the circumstances around this with you.

Yours faithfully

Jonathan Fowler

Door Collections

Marshall Hoares Bailiffs

Telephone: 0843 381 1111

(93)

The content of this email should not be considered as an acceptance of any offer unless we previously review and expressly approve in writing your terms and conditions relating to the subject matter of this email.

The information in this email is private and confidential. If you are not the intended recipient(s) or have otherwise received this email in error, please delete the email and inform the sender as soon as possible. This email may not be disclosed, used or copied by anyone other than the intended recipient(s). Any opinions, statements or comments contained in this email are not necessarily those of Marshall Hoares Bailiffs Limited. If you wish clarification of any matter, please request confirmation in writing.

Marshall Hoares Bailiffs Limited is a company registered in England and Wales whose registered address is Marshall Hoares Bailiffs Limited, 15 Lyndhurst Terrace, London, NW3 5QA, United Kingdom. Company registration number 06871092. Marshall Hoares Bailiffs Limited is licensed by the Office of Fair Trading under Consumer Credit Licence number 631168.

We take precautions to minimise the risk of this email containing a software virus but you should use virus checking software

[tinkerbell_2k12]

Theyre lying, the oft rules state that a companybmust communicate in a form of which you understand, so tell yhem you do not wish to communicate via telephone and you will only deal with them in writing

[Frontier]

Hi guys as I stated in my previous message I took out a loan with Speedcredit back in November and paid it back early. Since I paid the loan they keep sending me emails and txts asking if I would like to sign up for a new loan. After reading the comments in this thread it scares me knowing that they still have my details or what they might try and do. Can anyone advise me the best form of action? Im just ignoring all the texts and emails offering me more money, I dont trust them. Since paying the loan I have not had any other problems but I do keep checking my bank account and credit report to see if anything suspicious is happening. I was getting a large volume of spam emails posing to be other payday loan firms offering me money when I signed up with them, but these have now stopped since I blocked the same email address that was doing it.

I have noticed the speedcredit website no longer exists when I type in the address.

[rippedoff15]

Well its a big ho ho ho from MH on christmas day.

 

BY LETTER AND EMAIL

 

Online payment ID:

Outstanding amount: 500

 

Letter of Instruction & Notice Reminder

 

Reference: BAILIFF/INTR/

Client: Speed Credit - Speed Credit Pay Day Loan*

Client Ref:

 

Date: 25/12/2012

 

Dear Mr

 

We are writing to give you formal notice that Speed Credit - Speed Credit Pay Day Loan* has legally engaged Marshall Hoares Bailiffs to recover the above debt. This means that Marshall Hoares Bailiffs Limited will now recover this debt.

 

YOU WILL HAVE OR WILL SHORTLY RECEIVE A HOME VISIT

 

We intend to pursue you fully for all outstanding sums (GBP 500) including any fees we incur collecting this debt as per the terms and conditions of the contract you signed. Payment in full must be received no later than 17:00 to avoid further door collection fees being added to your file. DO NOT IGNORE OR THIS WILL COST YOU MORE

 

Debt GBP 584

Solicitors - Case Preparation GBP 150

Missed Payment Fee 2 (day 43) GBP 10

NDR Accept Case File GBP 200

Missed Payment Fee 1 (day 29) GBP 10

Cash Transmission Fee GBP 5

Missed Payment Fee 3 (day 57) GBP 10

Missed Payment Fee 4 (day 71) GBP 10

Missed Payment Fee 5 (day 43) GBP 10

Closing Amount Discount GBP 489

 

Repayments todate GBP 0

Total GBP 500

 

TAKE NOTICE: You should accept this letter as formal notification that unless payment is received within 4 days then your account will be fast-tracked and considered for the following:

Consequences of inaction:

1. Court Action legal action may be started i n the County Court (or Sheriff Court if you are in Scotland) for recovery of the full amount outstanding. Any such proceedings will include additional claims for legal costs and interest which will increase the amount you will be required to pay.

 

2. Warrant of Execution or its Scottish equivalent will be applied if we successfully obtain a County Court Judgment or Sheriff Court Judgment for to enable us to seize goods at your addresses and or an attachment of your earnings.

 

3. Register of Judgements any judgement will be entered in a public register, the Register of Judgements, Orders and Fines Credit Reference Agencies, who will supply them to credit grantors and others seeking information on you financial reputation. This will make it very difficult for you to get credit.

 

4. Credit reference Speed Credit have already advised the Credit Reference Agencies of your Default. This may seriously affect your abil ity to obtain credit in the future. Once the balance is paid in full, only then will the default be shown as "Default Satisfied".

To AVOID A HOME VISIT or further action you should PAY IMMEDIATELY

 

1. online using a card by visiting:

 

www.marshallhoares.com

 

OR

 

2. at bank either over the counter at the bank or by electronic transfer to:

 

Barclays Bank

Account Number: 93462382

Sort Code: 20-50-94

Reference: Use your mobile number as a reference

 

This debt will not go away and should not be ignored

 

You can contact us on 08433811111 to discuss your outstanding debt.

 

Yours faithfully

 

 

 

Anti - Fraud

Marshall Hoares Bailiffs

Telephone: 0843 381 1111

[tinkerbell_2k12]

How lovely of them sending a threat on xmas day, their stupid automated email system mustnt take a break for the holidays.....shame on them, low life idiots that they are

[nuclearshark]

Hi All,

 

I've been lurking on the CAG for a while and decided eventually to sign up as I too have had alot of trouble with Speedcredit. I was employed as an IT Manager until Februrary this year when an existing medical condition which had been present for a number of years decided to really raise it's ugly head. It will now require surgery to put right which will see me out of work for 6 MONTHS minimum! Consquently this forced me to resign from work and claim disability benefits (ESA). This is something that has not come easily and because of various complications with the claim took DWP over 6 months to eventually pay out. Even then they didn't get it right and this resulted in the claim being stopped shortly afterwards but has since restarted. However during that six months it was a real struggle and I used Speedcredit (A decision I seriously regret now but at the time was a very much last resort) just to put food on the table and pay for travel expenses to and from the hospital.

 

Anyhow the loan I had with them for £400 has now escalated to having just checked my credit file to over £2000!!! Having read all the posts on these "Insert explitive of your choice here; I'll use Clowns " I am wondering how I can get this amount down. I have arranged a DMP with CCCS (Now StepChange IIRC) which is seeing me £130 a month worse off to Speedcredit and 2 other Pay Day Loan firms. I totally accept that I am resposible for the debt and it was a decision made in a very, very dark place and very much out of character. I now I was a fool and I totally accept that, But I know what to turn this around to hopefully get everything sorted and get back on the rails.

 

So my questions are. How best do I tackle them, I haven't had any of the threat-o-grams mentioned which has suprised me. But I have sent them e-mails which have gone unreplied to, despite their E-Mail Servers issuing me with Delivery Receipts. (Spam Box might of had them, But I was an IT Manager before all this. I seriously doubt it!)

 

 

I want them to detail me the charges on the account and get them to make a sensible offer of account closure. I doubt I'll have much luck. But can I ask where the best place to start would be?

• Do I need to send them an SAR notice first, and if so how much do I send a Postal Order for? is it £1 or £10?
  
• Would it be worth doing this to the other PDL companies as well?
  
• Is there any way I could bring the £130 per month I am spending out down? I want to get the PDL debt gone as quick as possible but that amount at the moment is not sustainable due to very recent events (Housemate has scarpered)
  

Any help would be much appreciated and I will look forward (in the best possible way under the circumstances) to any advice that could be given. It would be well received

 

Ta, NukeShark!

[nuclearshark]

Well I've written a CCA request and sent it off today but had a nightmare trying to find a Postal Address for Speedcredit. I found plenty for MH and NDR but not for the actual Speedcredit business. Eventually found one on MSE.

 

Turns out their website is down. Tried to get onto it and was generated with a 404 error (Page Not Found) so looks like they've pulled the plug. Their website also fails to show up in Google. The posts on CAG and MSE are the top results.

 

That is absolutely appalling that I had to find a Correspondance Postal Address from a source other than their own flaming organisation! Disgraceful to say the least and that's the politest version. I wonder if that on it's own is grounds for complaint to the OFT!

 

I sent them a copy of the CCA Request in PDF as good measure and have withdrawn future payments to them. I sent the e-mail to:

 

info@speedcredit(dot)co(dot)uk

collections@speedcredit(dot)co(dot)uk

oliver.larholt@webloansprocessing(dot)com

joesph.wengraf@webloansprocessing(dot)com

michael.lapides@webloansprocessing(dot)com

 

All apart from the collections@speedcredit were received, and the collections address e-mail bounced with:

 

collections@speedcredit.co.uk

[62.236.108.10] #... No such user here' (delivery attempts: 0)> #SMTP#

 

So that e-mail address clearly doesn't work anymore. I also looked at their domain speedcredit.co.uk on Nominet which shows up as registered to a person in Finland. See:

 

Domain name:

speedcredit.co.uk

 

Registrant:

Mpoli Oy

 

Registrant type:

Unknown

 

Registrant's address:

hiomotie 10

helsinki

00380

Finland

 

Registrar:

GoDaddy.com, LLP. [Tag = GODADDY]

 

Relevant dates:

Registered on: 06-Jul-2010

Expiry date: 06-Jul-2014

Last updated: 18-Oct-2012

 

Registration status:

Registered until expiry date.

 

Name servers:

ns.mpoli.com

ns2.mpoli.com

ns3.mpoli.fi

 

WHOIS lookup made at 17:51:58 28-Dec-2012

 

Sorry if I'm just covering old ground there, but someone might find the above useful. The address also I sent the letter too was:

 

Speedcredit, PO BOX 6024, Warwick, CV34 9NR

 

Please let me know if there is a better one and I will amend my post accordingly.

 

And just a second ago I had a Read Receipt from Joseph... This is where it will begin to get messy...!

 

NukeShark

[tinkerbell_2k12]

Ive sent letters to their warwick address and never had replys from it, ive also used the one joesph wegarf sent me and never had reply from there either, all their addresses turn out to be dead ends like old empty garages. I wonder where they are actually based

[rippedoff15]

I have wrote called emailed and even been to their london address and yep its and empty garage, just checked and their web site is down again, NDR is still working Marshall Hoares is still working as well,

[tinkerbell_2k12]

Be interesting to find out what their sheffield address actually is

[rippedoff15]

Well its nearly 2013, and Speedcredit refuse to reply to my payment request, Speedcredit web site down and NDR & MH also ignore my requests as well, this is todays threats

 

BY LETTER AND EMAIL

 

Online payment ID:

Outstanding amount: 500

 

Letter of Instruction & Notice Reminder

 

Reference: BAILIFF/INTR/

Client: Speed Credit - Speed Credit Pay Day Loan*

Client Ref:

 

Date: 30/12/2012

 

Dear Mr

 

We are writing to give you formal notice that Speed Credit - Speed Credit Pay Day Loan* has legally engaged Marshall Hoares Bailiffs to recover the above debt. This means that Marshall Hoares Bailiffs Limited will now recover this debt.

 

YOU WILL HAVE OR WILL SHORTLY RECEIVE A HOME VISIT

 

We intend to pursue you fully for all outstanding sums (GBP 500) including any fees we incur collecting this debt as per the terms and conditions of the contract you signed. Payment in full must be received no later than 17:00 to avoid further door collection fees being added to your file. DO NOT IGNORE OR THIS WILL COST YOU MORE

 

Debt GBP 584

Solicitors - Case Preparation GBP 150

Missed Payment Fee 2 (day 43) GBP 10

NDR Accept Case File GBP 200

Missed Payment Fee 1 (day 29) GBP 10

Cash Transmission Fee GBP 5

Missed Payment Fee 3 (day 57) GBP 10

Missed Payment Fee 4 (day 71) GBP 10

Missed Payment Fee 5 (day 43) GBP 10

Closing Amount Discount GBP 489

 

Repayments todate GBP 0

Total GBP 500

 

TAKE NOTICE: You should accept this letter as formal notification that unless payment is received within 4 days then your account will be fast-tracked and considered for the following:

Consequences of inaction:

1. Court Action legal action may be started i n the County Court (or Sheriff Court if you are in Scotland) for recovery of the full amount outstanding. Any such proceedings will include additional claims for legal costs and interest which will increase the amount you will be required to pay.

 

2. Warrant of Execution or its Scottish equivalent will be applied if we successfully obtain a County Court Judgment or Sheriff Court Judgment for to enable us to seize goods at your addresses and or an attachment of your earnings.

 

3. Register of Judgements any judgement will be entered in a public register, the Register of Judgements, Orders and Fines Credit Reference Agencies, who will supply them to credit grantors and others seeking information on you financial reputation. This will make it very difficult for you to get credit.

 

4. Credit reference Speed Credit have already advised the Credit Reference Agencies of your Default. This may seriously affect your abil ity to obtain credit in the future. Once the balance is paid in full, only then will the default be shown as "Default Satisfied".

To AVOID A HOME VISIT or further action you should PAY IMMEDIATELY

 

1. online using a card by visiting:

 

www.marshallhoares.com

 

OR

 

2. at bank either over the counter at the bank or by electronic transfer to:

 

Barclays Bank

Account Number: 93462382

Sort Code: 20-50-94

Reference: Use your mobile number as a reference

 

This debt will not go away and should not be ignored

 

You can contact us on 08433811111 to discuss your outstanding debt.

 

Yours faithfully

 

 

 

Anti - Fraud

Marshall Hoares Bailiffs

Telephone: 0843 381 1111

 

And i have had an emal from NDR today as well

 

Loan Ref: / PPP®

 

30/12/2012

 

Dear Mr

 

Re loan ref:

 

Please remember that you agreed / are required to make payments to settle your NDR - Speed Credit Pay Day Loan* to avoid further charges and debt recovery action.

 

You are committed to paying GBP 250 by 31.12.2012.

 

If you fail to honour this agreement and you ignore us your payment plan will fail and we reserve the right to take action to recover the full amount. We may also instruct Door Recovery Agents to visit your property to discuss your debt with you and the reasons for non-payment.

 

If payment continues to be non-forthcoming, then the file will be passed to our Solicitors for review. This may lead to a County Court claim (or Sheriff Court claim if you are in Scotland) against you. If we successfully obtain a County Court Judgment (or Sheriff C ourt Judgment) we may then make further applications to the court for a Warrant of Execution or an Attachment of Earnings Order (or their Scottish equivalent).

 

It is essential that you honour your commitment to repay this loan.

 

You should pay GBP 250 by:

 

1. going online at www.northerndebtrecovery.com and clicking Pay Now;

 

OR

 

2. making payment to:

Barclays Bank

Account Number: 93462382

Sort code: 20-50-94

Reference: Use your mobile number as a reference so we can match it correctly

 

Please ensure that these funds reach us by the end of business tomorrow.

 

Note: We reserve the right to automatically debit your account for the agreed scheduled amount OR the full amount if payment is not received.

 

If you have already repaid and this is not reflected in the above statement please contact us so we can investigate this further and correct your file.

 

Yours since rely,

 

 

COLLECTIONS

NORTHERN DEBT RECOVERY

0843 381 0843

 

Also why demands as MH have stated they own the debt, but so far i have had no paperwork stating who owns the debt ?????????

[tinkerbell_2k12]

I got the same email from.them this.morning claiming they want £1320 by 12 tonight, good luck to them but i will not be paying them anything close to that for a 200 loan

 

I hope you keep updating your complaint to oft ripped off

[rippedoff15]

I send the OFT copies of all emails, letter, did get letter back from the OFT confirming the complaint. Whats happened to Speedcredit web site has anyone found out if they have been shut down

[Nao]

Speedcredit must be getting desperate, they've tried to take £12060 from my bank account yesterday:mad2:

Rather obviously that didn't go to plan as they didn't get a penny, but the Bank called me anyway to ask why someones constantly trying to get £12060 from my old cancelled card hehe.

 

Sorry for being gone so long, had some unrelated issues, but shoudl be back for good now.

[tinkerbell_2k12]

Speedcredit must be getting desperate, they've tried to take £12060 from my bank account yesterday:mad2:

Rather obviously that didn't go to plan as they didn't get a penny, but the Bank called me anyway to ask why someones constantly trying to get £12060 from my old cancelled card hehe.

 

Sorry for being gone so long, had some unrelated issues, but shoudl be back for good now.

 

Good to see you back on here

They must be getttin really desperate, because they tried to take the full amount out of my bank too, no matter how much i try to reason with them it gets me nowhere, they stick by there extreme fantasty charges and refuse to justify them

[Kay983]

Hi, I should have rolled over my loan for two weeks with tooth fairy but according to them I have not and expect to pay full payment. E-mailed tff about it, and only get message back saying e-mail can not be sent.