NATIONWIDE IN COURT

[Bookworm]

mmmmm Love to know whats going through there minds!!!

 

"Bugger, that's one that's coming back to bite us in the arse" is my guess in the caption competition.

 

I'll be posting the bundle to you tomorrow, btw, special delivery.

[disneyman]

OK Cheers.

[disneyman]

Received the DPA statements today. Lets start adding the missing years and find out exactly how much they owe us!!. :?

 

Smudge

[disneyman]

Here's the totals folks:

 

£2805.52 without interest £3530.79 with interest.

 

S

[rozramsay]

I really hope everything goes fantastically well for you smudge.

You're an insparation to everyone else on the forum Keep up the good fight!

[disneyman]

Just to let you all know of the latest and possibly the last entry which I make on this subject. I have today been negotiating with the Nationwide over this issue. They have offered to cancel the debt in its entirety and pay us £670 to keep this out of court. The down side? a gagging order basically a confidentiality clause within a contract which we would have to sign to cancel the debt and get the funds. We argued that we also require any entries on our credit files be cleared/removed and £5000 to keep this issue confidential. They stated that they would take reasonable steps to achive the removal of the entries on our credit files, I stated that reasonable was not good enough and I wanted an assurance in writing that this would be done. They refused to give it to me in writing. They also refused our £5000 gagging charge.

 

My response?

 

We'll see you in court.

 

Therefore if the right deal comes along tommorow prior to going into court, which may or may not involve a confidentiality clause, I may not be able to post any more messages on this issue.

 

Don't worry though I will still be around - this is just the first of many targets.

 

Just in case though many thanks for the support you have all given me over this issue and I will be giving it my best shot tommorow in court.

 

Bankfoder - Your the Man!!!! (even though I may well be cursing you tommorow!!!!).

 

Bookworm - Again thanks for you assistance, I will try and put all your documents to good use!!!

 

Cheers

smudge

[gomadnomad]

Smudge,.....I suspect you are leading the way for many of us in our campaign.....I wish you all the very best..........

[diddled]

Good luck Smudge

[joneshousehold]

Good luck from us too. Hope the Nationwide suffer for all this.

[Seminole]

I think £5,000 is selling yourself cheap. I'd have gone for £50k.

 

Good luck.

[joneshousehold]

Like your style Seminole!

[mcuth]

Good luck & all the best Smudge!!

 

Cheers

 

Michael

[paws4thought]

Good luck Smudge!

 

(and BAGfuls of respect for B/F for his time and support not only for you but for all on here)

[Spiceskull]

Just picked up on this thread - it really is a groundbreaking one, and I really wish you all the best. This could well be the turning point for everyone here...

[pjdudley69]

I hope everything goes really well for you smudge!!

[rivendale0506]

Good luck Smudge... you really deserve it we will all be thinking of you today!

[monkey_uk]

Good Luck!

 

I'm on the edge of my seat here waiting to hear what happens!

 

I do hope he at least comes back and tells us, like "We've settled out of court, I'm subject to a confidentiality agreement so can't tell you the specifics but I am very pleased" sort of thing.

[Spiceskull]

I agree...I am on tenterhooks here...and I don't even know what time the case is.

 

For his own benefit I hope they settle out of court. I understand that there will likely be a gagging clause, especially if they 'pay' for one, but this would only apply to smudge...

 

If BF is there with him, I doubt the gagging clause would apply to him. Whilst the specific details cannot be disclosed, the processes and excuses certainly could be...in the public interest of course...

[disneyman]

Thanks to you all for your support.

 

We have WON. Nationwide's solicitor contacted us this morning and informed us that we either accepted an order whereby they would cancel the debt in its entirity (some £2495.58) and pay us £678.89 which amounts to £3173.47 in total, or they would drop the case against us (which in effect would mean that we would have to take Nationwide to court ((in effect start at square one)).

 

We have accepted the offer and accepted the £678.89 and the cancellation of the debt. There is no Gagging clause associated with this order as they wern't prepared to pay the £5000 for it. Our reasons for accepting the offer was that the offer is in the right ball park for the charges which they have lodged against us and taking the Nationwide to court would almost certainly have resulted in the same offer being made at the end of the matter.

 

Nationwide have closed the account (which to be honest we are quite chuffed about as we have been asking for that since Jun last year).

 

The judge at the hearing was somewhat confused over this matter and couldn't understand how we had achived to get Nationwide to pay us money when we went in we owed them money!!!!!

 

My advice to anyone in a similar situation would be to challenge everything which creditors are chasing you for.

 

This battle is WON - NOW LETS WIN THE WAR!!! :twisted:

 

Disneyman (formally known as S-----)

[Spiceskull]

The judge at the hearing was somewhat confused over this matter and couldn't understand how we had achived to get Nationwide to pay us money when we went in we owed them money!!!!!

 

Cool - congratulations. The judge would find it easier to understand this if he/she considered why NW were so scared of the case being heard...and it is the things that WEREN'T said that swung it...

[mcuth]

Wahey - congratulations Smu....er....disneyman

 

Cheers

 

Michael

[monkey_uk]

WHHOOOHOOO!

 

Good result. I'm a little disappointed that it didn't go to a full hearing, but as you say, you'd have kinda been a bit silly not to accept it.

 

Congratulations, make sure you get BAG a book voucher!

 

Enjoy the money and I hope you feel better for not having the stress and worry of this all hanging over you.

 

Well done.

[disneyman]

Book voucher will be on its way when I receive the money they've got 14 days in which to pay.

 

DM

[diddled]

congratulations, very well done

[bankoff]

Wonderful news, congratulations - down with the bully boys, here's to the big one with Lloyds :twisted: