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Can Anyone Help please???? :)


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Hi

 

Just reading a lot of these posts and was wondering if anyone knew of any decent ( and I use that word lightly lol) loan companies that dont rip you off or charge admin fees. I have been rejected for a loan as I am "unemployed" I tried to explain that I am a full time carer for my severely disabled daughter and i am unable to work due to her care commitments but have regular income and could afford the repayments (I would not be lending if I couldnt afford to pay it back)...I have checked my credit report and this seems to be ok but apparantely I have a poor credit score (this might be due to me not having much credit over the years so i'm told??) so as you can see I am in a no win situation as being classed as unemployed and having a poor credit score is making it difficult. So if anyone knows of any loan companies that could help then please let me know....Thank You

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Don't bother is the simple answer.

 

What do you need the credit for - if you are a carer try going to the DWP and getting a loan from them, if it is for the person who needs it then they could apply too.

 

Loans at the moment are non existant, even a brother with excellent credit rating can't get a bank overdraft!

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Don't bother is the simple answer.

 

 

Thanks for your reply and your prob right...I was looking for a loan just to help me over the christmas period but looking around and reading your reply then its probabaly gonna be a waste of time anyway...Thanks once again :wink:

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Im sorry but I would never advise any one to get a loan, you will pay dearly in more ways than one, however, if you are in serious need I would agree with silly girl though, a budgeting loan is far far better than something a loan company could ever offer you

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