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2 old Nationwide accounts & various DCA's chasing them

concorde

By concorde
in Nationwide

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concorde

concorde

Posted
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Posted
I think that is your problem they have left the door open

the debt was not SB at that point in 2009.

Send my letter to Equidebt.

 

Ok,will do that and see what transpires.Thanks for your help.

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dx100uk

dx100uk

Posted
Posted

as with all your debts and your many threads on them

 

the more you keep writing to these people

 

the more they will think they have found a mug to fleece.

 

who was the owner OC of this loan?

 

dx

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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concorde

concorde

Posted
  • Author
Posted
as with all your debts and your many threads on them

 

the more you keep writing to these people

 

the more they will think they have found a mug to fleece.

 

who was the owner OC of this loan?

 

 

 

dx

 

Hi dx,

nice to hear from you.

The original OC of the loan was Nationwide back in 2000.

 

I do agree that the more you respond to these people the more likely you are to keep getting pestered by them,

so reading what you are telling me,

is let sleeping dogs lie.

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dx100uk

dx100uk

Posted
Posted

as long as your cra file is clear of these types of debts

then its typically safe to assume its SB'd.

 

i take it this debt does not show CRA wise?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ell-enn

Ell-enn

Posted
Posted

Then send them the SB letter and they will stop writing to you........

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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BRIGADIER2JCS

BRIGADIER2JCS

Posted
Posted
Then send them the SB letter and they will stop writing to you........

 

As advised many times berfore get this done asap and if there is ant further

contact that to is easily dealt with.

 

POST RD NOW!!!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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DMP15

DMP15

Posted
Posted

what happens when the debt agency buys the debt then registers the default on your cra? I have had this happen, I can trace where the debt originated but now have lowell, arrow global as the people listed on my cra

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dx100uk

dx100uk

Posted
Posted

start a new thread

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...
concorde

concorde

Posted
  • Author
Posted

Hi all, I have today received a letter headed Legal Review from EquiDebt regarding a debt that is over 10 years old.I heard from these people years ago and at that time I sent them a statute barred letter as I had not aknowledged this debt for years.

Do the following have anything to do with EquiDebt,Weightmans Solicitors & Shoosmiths Solicitors.This debt does not even show on my credit file.

I am wondering whether to put pen to paper or just to ignore them as I have done in the past.Any advice would be helpful.

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citizenB

citizenB

Posted
Posted

If you sent them the statute barred letter then that should have been the end of that..

 

Whilst you could ignore them, I see no harm in responding by advising that you have already advised them that this Debt is statute barred and you will now be reporting them to the OFT..

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Bazooka Boo

Bazooka Boo

Posted
Posted

The OFT don't deal with individual complaints, but every single complaint we all make to them, goes into their files, and when the DCA or CCL holder has to renew their licence, then they are asked to account for the complaints.

 

The OFT are also looking at changing this so that they can immediately suspend CCL of companies who receive a number of complaints.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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concorde

concorde

Posted
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Posted
don't waste your money or time just ignore

 

I have been ignoring these people but still the threats keep coming.Today Tuesday I am in receipt of a letter from SHOOSMITHS LLP SOLICITORS,stating that they have been instucted by EquiDebt Ltd to contact me to agree how the sum outstanding from you will be repaid.Maybe I should send these people a statute barred letter,what are you thoughts?

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citizenB

citizenB

Posted
Posted

I wouldnt ignore the solicitor.. send the statute barred letter to Shoosmiths by recorded delivery with a copy to Equidebt with just the free proof of posting.

 

Do you know if Equidebt have been assigned the debt or are they just acting on behalf of the original creditor ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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concorde

concorde

Posted
  • Author
Posted
I wouldnt ignore the solicitor.. send the statute barred letter to Shoosmiths by recorded delivery with a copy to Equidebt with just the free proof of posting.

 

Do you know if Equidebt have been assigned the debt or are they just acting on behalf of the original creditor ?

 

This debt is so old,as far as I can remember Equidebt were assigned the debt.

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Bazooka Boo

Bazooka Boo

Posted
Posted

Is this still on your credit file?

 

Send flipflops the statute barred letter and a reminder you will be reporting them to the solicitors regulation authority should they continue with their puerile attempts to con you out of money.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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concorde

concorde

Posted
  • Author
Posted
Is this still on your credit file?

 

Send flipflops the statute barred letter and a reminder you will be reporting them to the solicitors regulation authority should they continue with their puerile attempts to con you out of money.

 

No this debt does not show on any credit file,it was removed about 3 years ago.

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