Toothfairy Finance/NDR/Marshall Hoare queries **

[lingus]

fos told me if you have further issues you have to raise new complaint,

 

starting the process all over,

all they do is mediate ,

get ignored by buisness and you start again even though you have an agreement,

bit of a shambles really

 

,in my case web loan/toothfairy/whoever??,had payments for 6mnths by standing order,

then decide i havn,t paid the last 2,

although they have proof,

 

they email me for more proof??

 

,i told them i will take direct to barclays,

they gave me details but my reference was suddenly different

,and barclays told me the account no that i used for 6months was invalid and barclays could not access

 

,cue email to ombudsman,

oft and web loan,

 

i smell a rat and would appear to be back where we started,

 

lets hope oft deliver action to their words this week and start with toothfairy!!!!!!!

 

go to oft website and you can download what they are saying and what action might follow

 

,i am awaiting a response from webloan,

 

but at this moment have no where to pay my money to...............

[lingus]

just an update,webloan sent me the wrong account number at barclays,its only when i did my own digging i found the correct one and made a payment ta barclays,just wish oft would sort out these idiots and all their trading names!!!!!!!!!!!!!!!!!!!!!

[thaiboxer24]

they are all one in the same - and they all opperate in the same ignorant manner...

 

as for them getting their account details wrong, surprise, surprise it just goes to show what an incompetant bunch of idiots they all are!

[central2012]

Hi Guys,

well let me update you.

 

My debt with TF/WLP /ndr/mhb

 

- I set up an agreement with them on the grounds that he sent me the agreement in letter by post, he said he would - two weeks later and nothing

so Ive decided not to pay

 

- OFT said that I could ask for anything in writing as its my right under the CCA

- It never came so I started to get the usual crap

 

- also the fact the debt is in dispute brings me onto the next part where they sent it to NDR,

who had no joy so now MHB who are also getting no luck

 

- heres the voice mail I got this evening

 

- seems they do not want to play ball so as far as I am concerned they can take me to court and let the judge decide.

 

I have started forwarding emails and info to OFT who did say they are putting together a file on all these companies especially WLP who seem to be the new TF

 

- I am giving the guy at WLP until Friday to get back to me , if I hear nothing then I will go straight back to OFT.

 

I've got that many emails from these people , with no less than 14 breeches of OFT rules that I am more than happy to present that to my judge

- I think they forget

- I am in control of this debt

- I have more rights, yet they seem to think they can bypass british law

- oh well

- another day tomorrow

 

- the 2nd guy I informed about the breeches told me that I had to deal with the original person and he was sorry (yes sorry)

 

oh well I am so going to watch these people fold - they can mess with others - I could sink them with the crap I have on them via email TXTand v/mail. Sorry not been updating of late, been really busy - will keep you all posted!!

[central2012]

And I'm still waiting today for the Fools to get back to me - just wondering if OFT have gotten involved -,they asked me today to email or send everything off to them - sent them an MP3 and was told they break rules and will do some digging! Might be worth everyone writing to watchdog and daybreak - they love bringing these people down!

[Sdrayton2]

Marshall hoare don't have an office in Tunbridge wells

 

today i visited 1a, Sheffield Road, Southborough, Tumbridge Wells, Kent, TN4 0PD (the supposed office of marshall hoares)

 

and guess what they do not have an office their its a Amusement Machines company called Charus Automatic i went in to the place and asked if they have heard of marshal hoare they said yes we get endless letters and people trying to find them (other debit collection company's) so it dose make you wonder what sort of people they are so i would ignore any letter from this address

[JOHNINYORK]

Sdrayton.

Your comments are interesting.Was this a mail drop address or were Charus actually on the premises.

There have been previous posts regarding this address and the link with the Chappele family.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?359880-Toothfairy-Finance-Payday-Loan

 

Regards,John.

[Sdrayton2]

Charus Whear in the premises

[kennyc1989]

Another payday loan idiot here, lol well I have to be honest.

 

Anyway i've just had another voice mail left saying there sending someone road i'm going to put it on youtube later.

 

He didn't tell me when he just said this will be inconvenient they are also ignoring Harrington brooks as well.

 

Does he have to tell me when they are coming? seems silly to send them when i'm out?

 

Whenever I tell them to speak to harrington brooks they just reply with the bog standard email.

 

 

Debt Management

 

You have confirmed that you have instructed a debt management company / advisory body to act on your behalf.

 

IMPORTANT NOTICE: As per the Office of Fair Trading Guidelines on debt management:

 

1. We are not obliged to accept reduced repayments or to freeze interest as suggested by your debt management advisor.

2. Repaying the same debt over a longer period of time will lead to an increase in the total amount you have to pay.

3. We are obliged to deal with such third parties only to the extent that they propose a reasonable offer. In the event that this is not forthcoming or that they do not respond to us within a reasonable timeframe we are entitled to, and will return, to corresponding with you directly.

4. Todate we have not received any acceptable offers.

5. Full interest and costs will continue to accumulate during the time they negotiate with us.

 

- Any cheques received from third party companies will be cashed and credited against your account but are NOT deemed acceptance of any repayment plan that we have not confirmed as suitable.

 

If you CALL US DIRECTLY to arrange settlement we may be able to REDUCE some of the fees charged. This will speed the process and reduce the extra interest that is continuing to be added to your debt whilst we deal with your debt management advisor. This is the quickest and cheapest way to resolve your debt.

 

You can contact us TODAY on 0843 381 0843 quoting reference 17250535 to confirm:

a) the very most you can pay; and

b) when this will be.

This is the most efficient way of ensuring your debt does not increase and is settled.

 

Please note:

- that any offer you make will need to clear the balance within 6 weeks.

- if the offer is se nsible, we may agree to freeze interest and charges at GBP 1030 if you cooperate and stick to the repayments agreed.

 

We look forward to hearing from you so we can help you achieve a speedy and cost effective resolution to this matter.

 

 

Yours sincerely,

 

 

COLLECTIONS

NORTHERN DEBT RECOVERY

0843 381 0843

 

Its an auto reply for debt management i think, so they must just say no before they even read your email.

[dx100uk]

even more of a silly thing to do a fee paying DMP

 

dump them too.

 

doorsteppers are NOT bailiffs

 

they have NO LEGAL POWERS

 

dx

[Tokyoround]

I have a feeling i'm onto something.

 

Paid my DMP company late so the payment last month is being deferred until this month. My creditors will get a double payment this month. Not a peep from any of creditors except for.... guess who? Speed Credit/NDR/MHB. They sent me the email below:

 

Dear Mr XX,

 

Your debt management company have informed us that they are NO LONGER acting on your behalf.

 

We will now continue to pursue you directly. If we do not hear from you or receive a payment towards your outstanding debt within 48 hours, you will leave us with no choice but to dispatch a team of ground recovery agents to your home address and county court proceedings will commence against you.

 

If you have any questions please don’t hesitate to contact us on 08433811111.

 

Yours faithfully

 

Laura Green

 

Door Collections

 

Marshall Hoares Bailiffs

 

Telephone: 0843 381 1111

 

(230)

 

The content of this email should not be considered as an acceptance of any offer unless we previously review and expressly approve in writing your terms and conditions relating to the subject matter of this email.

 

The information in this email is private and confidential. If you are not the intended recipient(s) or have otherwise received this email in error, please delete the email and inform the sender as soon as possible. This email may not be disclosed, used or copied by anyone other than the intended recipient(s). Any opinions, statements or comments contained in this email are not necessarily those of Marshall Hoares Bailiffs Limited. If you wish clarification of any matter, please request confirmation in writing.

 

Marshall Hoares Bailiffs Limited is a company registered in England and Wales whose registered address is Marshall Hoares Bailiffs Limited, 15 Lyndhurst Terrace, London, NW3 5QA, United Kingdom. Company registration number 06871092. Marshall Hoares Bailiffs Limited is licensed by the Office of Fair Trading under Consumer Credit Licence number 631168.

 

We take precautions to minimise the risk of this email containing a software virus but you should use virus checking software.

 

This is fraud right? They basically lie in the email and are attempting to make me enter an agreement with them to pay more money. If I were of a more sensitive nature I may have taken this email as true and panicked, they can't get away with this behaviour.

[dx100uk]

why are you paying for a DMP!!

 

dx

[Tokyoround]

why are you paying for a DMP!!

 

dx

It's with CCCS/StepChange so no management fees etc. The only money they make is in interest before they pay my creditors.

[dx100uk]

sri your first line read diff to me.

 

understood

 

dx