Robinson Way \ Harwich Farrelly issue cap1 debt

[adenjago]

They are only obliged to pass on a CCA1974 request. The SAR would normally go to the original creditor. Unless of course the DCA has had control of the account for a few years when you might want to send a separate one to them as well.

 

I assume if I send a SAR (£10) to each Robinson Wau and Capital one.....then only one can cash the £10 ?? and it can't used as payment of the alleged debt ?

[citizenB]

If you make it quite clear in your SAR letters that the monies enclosed is the legally required fee for the SAR and that it should not be used for any other purpose then if it DOES turn up on the account then it is simply an unsolicited gift from the company.

 

HTH

[adenjago]

Hi all

 

I have Finally received my SAR....which is quite a lot of information to get my head around and obvously lots a Acrynom's every where but Im trying.......I have a few initial queries during my first glance through them....

 

• One part says "last paid" £6.00 "on 12/06/09" - but there is no mention of this payment on date in the sent statement containd within the SAR...which seems fishy to me
  
• A few Entries say 20/09/10 "SYSTEM - Customer Contacted will not Pay" - can I quiery this as I have never been contacted and refused to pay
  
• 04/10/09 "Letter with Assignemnt Note" - I have never recieved this
  
• 02/10/09 CGCARLENEL - CALL TRIGGER - CST PAID DEFAULT CAIS OFF/ARREARS TO CAI" - can anyone explain what that means ?
  
• 08/09/09 CMLAURAR - SETTLEMENT DECLINED - as above never received a settlement
  
• 23/04/08 APRIL08 CAMPAIGN SETTLEMENT FIGURE £441.05 - Never been received
  
• 19/09/07 - PAYMENT DEFAULT
  
• 19/09/07 INSTALLMENT DEFAULT - ARRANGEMENT DISSOLVED
  

 

there is also an entry saying "

11/08/07 LAST PAY INFO - 25 - 01/06/07" - this should be my last acknowledgement date ??

 

my last payment was a Standing order 01/06/06 which would make this debt Statur barred this year yes ?? ...but randomly there is 3 entries .....

 

01/06/07 - standing order £25

03/07/07 - standing order £55

02/08/07 - standing order £55

 

I don't see how or why I would suddenly just send three stadning orders then stop ?? we did change banks about that time to what is know Santander from RBS and wondering if there was a mix.......what would be the chance of tracking this

 

now there is also some email trails.....but the covering letter states "You will notice that parts of the information have been blacked out. This is because I cannot supply you with third party data"

 

now thankfully some of the blacked out bits can be made out, the parts that Interest me are below

and don't seem to be related to a third party at all

 

"customer is requesting a copy of the complaints procedure and stating that the debt is statur barred"

 

"advised that she was not are of the procedure and advised that she no longer had the mail. I have reviewed the Account and the man has never been sent [*something*] legal nor has the debtor been sent a copy of [*something*]

 

I can upload the doc if any one wants to try work out what else is blacked out, but to me it seems they are may or may not be hiding something which could be of benefit to me

Edited April 23, 2012 by adenjago