Hi Guys Been Lurking on here for a while and enjoy the forums and have got the following scenario I noticed on my Credit history I had an default registered by Robinson Way which I have never been contact about by letter or phone with the below information Debt -£1,431 Date - 11/10/2004 default - 15/01/2007 So on the 28/04/11 I sent the a Standard CCA Request to Robinson Way, albeit unfortunately I think I dropped a clanger by not sending the request by recorded delivery (i thought read on the forums that you send the CCA reminder rec Del...) so on 02/05/11 I received a letter from Harwich Farrelly saying : the Account has been referred to us for collection Our client advises that you have ignored previous requests for payment and they are now considering court action against you, unless you settle the account in the next 10 days Which I think is just a fishing\scare letter ??? Now I did send a CCA to Harwich aswell (again without recorded delivery) the next day 03/05/11 (which is when I found out they are both based in the same building) but Curiously I have looked at the Harwich Farrelly letter and noticed that the letter is conveniently dated 25/04/11 before the Letter I sent to Robinson Way !! So basically I'm asking .... Have I got a problem because I did not send the first CCA request by recorded Delivery and then they can deny receiving the first CCA requests What should my next move be should Send the CCA Reminder to Robinsway Way and Harrwich Farrelly ?? or is there another letter I should send Many thanks in advance