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Smila V Citi Cards


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Good luck with the case if it goes that far, gut feeling it that they will settle a the 11th hour, if not maybe this will add some ammo to your case

 

http://www.consumeractiongroup.co.uk/forum/general/26095-bank-credit-charges-eec.html?highlight=rbphot

 

;)

My Cases

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/14777-rbphot-lloyds-tsb.html?highlight=rbphot

 

My useful posts

 

http://www.consumeractiongroup.co.uk/forum/general/26095-bank-credit-charges-eec.html?highlight=rbphot

 

;) The Masses Will Always Prevail

 

Rbphot

 

Lloyds TSB, (£2.5k) Data Protection Act-150606, Prelim letter-050706, 2nd LBA-140706, Money Claim submitted 010806(6QZ51069), Claim Agknowledged 040806:D , AQ submited today-070906

Lloyds TSB Amex, (£60) Data Protection Act-150606, 1st LBA-110706, 2nd LBA - 040806, SETTLED 50% of amount.:D

Citi Cards, (£995) Data Protection Act-110706, Prelim letter-210806, LBA - 040906

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hi- has anything happened - your court date is getting close?

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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Smila,

 

If any of mine go this far, i'll be re-reading all of the site, printing off anything to do with to OFT statement of April 2006(?), copies of all your correpsondence, and probably asking one of the moderators of which cases that have been heard already can be cited as examples or similar.

 

Remember that all along you have been asking them to show what their actual costs have been in handling late payments, overdrawn fees, etc etc and that you have never said you won't pay "what it actually costs them".

 

I've never been to court before either and am new to this but am finding the whole experience really enjoyable. Have you looked for a court buddy near you?

http://www.consumeractiongroup.co.uk/buddy.php - seems like a great idea!!

 

Good luck and keep us all posted.

 

Scoobyandy

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Hello All

 

Just to keep you all up to date.

 

Citi Settled my claim this morning with a cheque for the outstanding amount.

There reason.

 

"Having evaluated the size of your claim and the logistical difficulties of attending South Shields County Court which is 155miles from my clients office, I have concluded that your case is simply not worth contesting on economic grounds alone".

I think I may have still won even if they had attended court, It was being held at North Shields County Court not South Shields.

 

Never mind another one bites the dust!

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Hello All

 

Just to keep you all up to date.

 

Citi Settled my claim this morning with a cheque for the outstanding amount.

There reason.

 

"Having evaluated the size of your claim and the logistical difficulties of attending South Shields County Court which is 155miles from my clients office, I have concluded that your case is simply not worth contesting on economic grounds alone".

I think I may have still won even if they had attended court, It was being held at North Shields County Court not South Shields.

 

Never mind another one bites the dust!

 

Well done

 

Was this letter from Brian Smith? i think he needs to invest in a map - he'll need it soon to find his way to Salford job centre.

Consumer Health Forums - where you can discuss any health or relationship matters.

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Well done

 

Was this letter from Brian Smith? i think he needs to invest in a map - he'll need it soon to find his way to Salford job centre.

 

 

LOL!!!!!!!!!!!!!!!!!!!:D

 

It's even further to where I live - he'll need to start planning that route soon as well!!!

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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very well done Smila........ I am at the lba stage with Sh*ty cards

Perhaps I will meet the geograhically-challenged Mr Smith in Lancaster. Or is that too far from Salford for him. Perhaps the tyre on his bike is flat.

How much was your claim for?

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

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Hello All

 

Just to keep you all up to date.

 

Citi Settled my claim this morning with a cheque for the outstanding amount.

There reason.

 

"Having evaluated the size of your claim and the logistical difficulties of attending South Shields County Court which is 155miles from my clients office, I have concluded that your case is simply not worth contesting on economic grounds alone".

I think I may have still won even if they had attended court, It was being held at North Shields County Court not South Shields.

 

Never mind another one bites the dust!

 

Great news, well done. My court dates set for October 16th in Swansea county court, I wonder if he will come down and make a weekend of it LOL.

Kev

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I hope Mr Smith is a better solicitor than he is a grammarian or lexicographer

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

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Hello All

 

Just to keep you all up to date.

 

Citi Settled my claim this morning with a cheque for the outstanding amount.

There reason.

 

"Having evaluated the size of your claim and the logistical difficulties of attending South Shields County Court which is 155miles from my clients office, I have concluded that your case is simply not worth contesting on economic grounds alone".

I think I may have still won even if they had attended court, It was being held at North Shields County Court not South Shields.

 

Never mind another one bites the dust!

 

Congratulations Smila!

Regards,

Bean

Lloyds TSB - 27/11/06 - £6377 paidrest with FOS

 

SETTLED

Cap One - 6/10/06 - £875

Lloyds TSB (MC) - 20/10/06 (BY DEF) £372

Hitachi Cap - Nov. 06 - £207

Citi Cards - 28/12//06 - £220

Monument - 23/1/07 - £889

Barclaycard (Mrs. Bean) - 19/2/07 £376

Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.

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