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vanquis repayment option plan, (PPI)


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Please can help, i am having problem with vanquis credit card and there Repayment Option Plan. I have tried to claim these back under PPI misspelling. But they have told me that it is not insurance and therefore doesn’t come under misspelling.

 

Can anyone tell if this true. Also what's the deal with trying to claim back the money? I have already written letter asking for SAR and got all the info. There have also sent me a recording of the conversation of me supposedly agreeing to this charge.

 

So I would like to know 1) if there ROP is actually PPI. 2) If not what kind of charge is this. 3) How can i get the money back 4) where do i stand legalitie

 

I would be very grateful for advice & guidance on this issue. Please can someone help.

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