welcome nightmare

[dx100uk]

they'll do the usual of claiming they are older than 6yrs so's you cannot reclaim the PPI

 

WRONG

 

statute of limitations act sec 32c

 

'when the consumer became aware'

 

stalling tactics

 

dx

[tamthetaper]

just wondering if anybody has an E MAIL address for welcome

[dadofholly]

just wondering if anybody has an E MAIL address for welcome

 

Send it via the email via this page - it is for cattles but will be forwarded.

 

http://www.cattles.co.uk/contact-us

[tamthetaper]

sent email to cattles who forwarded it to welcome and

 

this morning received what they say is all they hold on this account

still no signed agreement from them at all

 

all i keep getting is default letter before court proceeding and statement

 

going to email them back again to see if i can get signed agg

 

the advice im looking for is can i do anything to make them give me it taking in 2008 was taking to court 2009

 

i phoned welcome many times and the lewis group as i now pay them and the solicitors who worked on there behalf

not any of them i think have this signed agreement or they dont want me to have it because there may be mistakes in it

 

taking in to account this was signed in my house and i have a letter to say i had an appointment in my local office to sign it

never given paperwork at the time

and as i,ve posted many times

 

still cant get this paperwork thanks again tam

[IdaInFife]

the missign agreement - is it only the one that you have the decree for?

[tamthetaper]

yes for as much as i try i cant get it

[dx100uk]

so's they will not supply it via a cca?

 

if not go to the ico and complain

 

dx

[flowsk]

just starting my adventure, just wanted to say good luck

[tamthetaper]

e mailed welcome again yesterday asking for agreement wait to see what they come back with not done a cca YET

[dx100uk]

then do one

 

its a LEGAL document they MUST comply with.

 

dx

[tamthetaper]

is there a template letter to look at for wording aletter

[tamthetaper]

cca letter writing sending it to welcome see what they come up with cheers tam

[dx100uk]

i'll have to ask ida but...

 

if like a CCJ, does the decree 'null' the need for a CCA now, as it becomes the argeement.

 

BUT they still should of had the agreement for the judge to see at the hearing....

 

 

...something STINKS BIGTIME HERE.

 

ping IDA.

 

dx

[dx100uk]

oh and the CCA rquest can be found by using the library tab top left

 

dx

[tamthetaper]

june 2009 it went to court

spoke to the solicitors and asked on what grounds did they have to take me to court

(non payment )whtch is right

so they have to of had my agreement

they said that it would get sent out

NOPE

spoke to the lewis group same day will send it out

NOPE

spoke to welcome many times said they would send it ou

tNOPE

something does stink

i will not rest until i get it or an explanation to where it is cheers again dx

[tamthetaper]

more advice please

when i was taking to court by welcome i received court papers by their solicitor delivered by hand( i know this is right )

but the papers i got had to be signed and then sent to the court

an expenditure form to ask what i was able to pay per week

would the court have to see a signed agreement

or could welcome do this on as they are a finance company

i never contested this

but the more i think about it the more it gets less convincing

 

the court seen paperwork cheers tam from missing payments to going to court what would they have to do

[IdaInFife]

they only have to 'aver' to the agreement so it would have been up to you to request it.

 

yes dx it is the same up here that because it the decree is active they do not need to suppy it.

 

and decree's are not easy to be recalled and because a time to payorder was applied and granted, the court will not recall the decree for you now to question it.

[IdaInFife]

as above the only way really would be via the sar so if not supplied under that then it would go via the ICO

[tamthetaper]

3 SARs many phone calls to welcome phone call to the lewis group and phone call to solicitors still no signed agreement what now?

[IdaInFife]

so's they will not supply it via a cca?

 

if not go to the ico and complain

 

dx

 

 

what dx has already advised

[tamthetaper]

have a letter to send on monday requesting cca if still no joy can i challenge this further its now starting to get me down

[dx100uk]

yes

 

let wait and see

 

dx

[tamthetaper]

received letter from welcome today

4 accounts they have settled ppi refund of £7100

dont get it all as they are taking the money that i am due them

end up with £32

BUT soon to be welcome free ,

still have 6 accounts to be done but they say because they were taken out before 2003

they will not look at them( is this true )

thank you

thank you

all that have helped so far

[tamthetaper]

i still have the paperwork for the accounts from 2000-2003 do think this will help tam

[dx100uk]

still have 6 accounts to be done but they say because they were taking out before 2003 they will not look at them( is this true ) thank you thank you all that have helped so far

 

no load of rollocks as said before

 

statute of limitations does not apply to PPI reclaims as such

 

its 6yrs from when you BECAME aware you were fleeced, for want of a better word.

 

now so's the decree is cleared now?

 

dx