hi just wondering if you heard back from welcome cheers tam

hi can you still claim back charges that were put on your account i have alot but never asked for them cheers tam

anybody got some idear please

thanks for your quick response will rite to them and let you know how i get on thanks again

just read the letter i received from swift they say the broker was norton finance hope this helps thanks again

yes the loan was arranged through a local broker in my area not to sure if they are still in business the insurance was added to my monthly payments

i wrote to swift regarding ppi that had been added to my loan after 2 weeks i got a letter back to say that i would no get a refund as they dont sell directly to the public they say they are not involved with the sale of insurance i still have the agreement documents to which the insurance was added to the loan and my monthly payments included the ppi they say norton finance were the insurer and to write to them but as i say the insurance was payed in with my monthly payments'to swift any advice or help on this matter would be very helpful tam

been a long time since asked for advice there is no better place as have been helped in the past regarding welcome finance can i claim the following acceptance fees healthcare fees medicare fees personal accident plan and if so how far can i go back i still have docs dating back to 1999 as always thanks in advance tam

has anyone successfully claimed back ppi from welcome brokers Norwich union or direct group any advice cheers tam

just about to send a letter to welcome to reclaim ad hoc letter fees etc what time scale do they have to reply and what interest can be added and at what % cheers tam

any ideas guys

thanks guys appreciate everything you,s are doing just want to get to the bottom of this been a long hard fight for over a year and not about to give in. i,m with bigegg for a long time i also thought they could only take the £25 payment but i suppose it gets it payed early any thoughts on this and again cheers dx tam

hi guys wondering if somebody could take a look at the statements that i got from welcome the threat is under welcome nightmare on page 7 dated 16th jan 2011 statement no 2 it shows that on 7-12-2006 £2457-37 was credit should this have been taken of my balance or is there another reason for this.. cheers tam

hi dx it was just a query looking back on my statements i noticed that i had a insurance premiums of £2457.37 down as a credit should this have been taken of my balance or is there another reason its on the statement just wondering if any you guys could take a look at it. it,s in (welcome nightmare) on my statement on page 7 16th jan 2011no 6 at the top cheers again tam

oops brought everything else up never mind . its on page 7 from 16th jan 11 loan 1 loan2 welcome nightmare

hope i,ve done this right

i have my statement on an older post 16 jan 11 dont know how to re-post it its marked as no 6just wordering if you can have a look at it or give me advice on how to upload it from a previous post cheers tam

after looking through my statement i noticed a thing called an insurance premiums which shows as credit. should this have come of my balance or is there another reason for this what does it mean cheers tam

if your claiming back ad hoc medcare etc can you add interest to this as well cheers tam

is there a template letter on what other things that can be claimed back or any advice cheers tam

thanks for your responce i am just about to start a new claim for ppi from welcome i still have an account with them is it true that because they are in default they no longer own this debt i am due the refund to myself or does it still get ofset towards my loan as it did in the passed cheers again tam

looking to reclaim other charges from welscum ie add hoc letter fees and does anyone know what settlement penalty interest any help would be nice in how to word a letter cheers tam

last year i made successful ppi claims from welcome after looking closer to the fiqures total pay out was more in black and white than they offered. long story short send to the fos they would only look at 2 accounts as the other 2 were 2006 onwards i have done nothing about it i have 2 accounts with ppi won still floating about can i put a reclaim in again or just write to them asking for the other 2 accounts or have i left it to long cheers tam

i stay in fife ,just over 100 miles from aberdeen i have had expenses 08/09 with no bother at all i,m going to appeal it

thanks post once this is all in place can they add intreast and can they still put arrears up monthly cheers tam