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lowell/cohen claimform - old MBNA/Abbey card debt **WON**


Gazza112
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Gazza you rotter.. I only saw the first part..

 

Well done you.. :D:D:D

 

Come on.. tell all. I will change your title for you :D

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Well, here goes turned up to Court Hour early with my briefcase.

Studied my case to see if everything was ok with my files.

I must say that hour went so slow.

Was called in to the Judges room 2.10, sat down and the Judge stated the case that CL Finance had taken you to Court for an MBNA.

I replied, yes that right they have taken me for the alleged dept.

The Judge replied i can't see much documents from the other side.

I replied no your honour i've not received anything either, the only documents i received was on the 17th September.

The judge replied but those documents was outside our guidelines, so you,ve not received a Default Notice or Notice of Assignment.

I replied no your Honour just the documents on the 17th.

The Judge replied right i'm going to give my verdict, Case Dismissed.

The Judge then asked if i had any out off pocket expences, i told her parking fees and petrol. Judge awarded me those costs, but when i mentioned Wasted costs, the Judge replied do push your luck you've just Won the case.

So i left it at that, didn't wont to push it at that stage.

 

 

Gaz

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Fantastic!!! Oh how the mighty mbna fall again WELL DONE PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Well, here goes turned up to Court Hour early with my briefcase.

 

 

Studied my case to see if everything was ok with my files.

 

I read this as "flies" :oops::D

 

I must say that hour went so slow.

 

Was called in to the Judges room 2.10, sat down and the Judge stated the case that CL Finance had taken you to Court for an MBNA.

I replied, yes that right they have taken me for the alleged dept.

 

The Judge replied i can't see much documents from the other side.

I replied no your honour i've not received anything either, the only documents i received was on the 17th September.

 

The judge replied but those documents was outside our guidelines, so you,ve not received a Default Notice or Notice of Assignment.

I replied no your Honour just the documents on the 17th.

 

The Judge replied right i'm going to give my verdict, Case Dismissed.

 

The Judge then asked if i had any out off pocket expences, i told her parking fees and petrol. Judge awarded me those costs, but when i mentioned Wasted costs, the Judge replied do push your luck you've just Won the case.

 

So i left it at that, didn't wont to push it at that stage.

 

 

Gaz

 

Excellent.. so did the other side turn up ??

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Well done Gazza I know you have dropped in on my thread on occasions & wanted to let you know I have kept an eye on your thread from time to time so really pleased to hear your news :)

CAG NEEDS FUNDS PLEASE DONATE AS MUCH OR AS LITTLE WHERE POSSIBLE

http://www.consumeractiongroup.co.uk/paypal.php?go=donate

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Gazza, there appears to be some Barclaycard posts in with this.. Do you want me to merge the MBNA posts with another of your threads.. let me know which one ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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heyyyyyyyyy Gazza very well done

 

im back in circulation and trying to catch up with all, after a couple of months of illness but im back with a gusto lol

 

your win gives me huge confidence today thank you for posting up and i will take time out later to read right through your thread

 

never mind about the wasted costs element, the victory is far sweeter

 

have a drink,

 

laters angel x:cool:

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Gazza,

 

I hope you did not mind by i posted a link to this thread in our new forum MBNA FAN CLUB to kick start it off.

 

I hope you will be a contributor to this thread as you have a great win under your belt and the mbna caggers starting out on the rocky road you have completed need to know that they can be beat.

 

http://www.consumeractiongroup.co.uk/forum/mbna/222552-mbna-fan-club-thread.html

 

Regards

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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