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lowell/cohen claimform - old MBNA/Abbey card debt **WON**


Gazza112
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Hi Gaz

Good luck in court tommorow,I will be keeping my fingers crossed,Just one thing you say you got three copies of everything i have seen on some threads that it may be a good ideat to have a couple more spare copies,As Bankerrhyneswith and some other people have had a nasty experience of the judge or claimant lossing their copies of your bundle and then they ask for your bundle so you badly disadvantaged in your defence as you lost your bundle,This happenend to Bankerrhymeswith in his court case

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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happened to me also so yes arm yourselve with spare

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Hi Gaz

Good luck in court tommorow,I will be keeping my fingers crossed,Just one thing you say you got three copies of everything i have seen on some threads that it may be a good ideat to have a couple more spare copies,As Bankerrhyneswith and some other people have had a nasty experience of the judge or claimant lossing their copies of your bundle and then they ask for your bundle so you badly disadvantaged in your defence as you lost your bundle,This happenend to Bankerrhymeswith in his court case

 

 

Hi Sunflower thanks for the good wishes, That is the problem with mine.

I couldn't put in a good defence to defend as Howard Cohen never sent me anything to argue my case.

They will need to produce the originals tomorrow in Court, But according to Howard Cohen there not turning up to Court.

 

Gaz

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happened to me also so yes arm yourselve with spare

HI PF

Yes i thought i remembered reading about that happening on other threads too,What a horrible unfair tactic to use against an LIP,i can not believe as judge who is supposed to be fair to eveyone in court could allow this to happen,:mad:

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Hi Car & Ghostdept

 

Good point about a skeleton arguement as well.

Have you got a template that i could use for tomorrow.

 

Gaz

 

There isn't a template for a Skelly, as each one is different and unique to that claim, so I'm not sure how much help this will be, then;

 

http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/110146-car2403-hfc-bank-default-6.html#post1305973

 

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My Judge was a right stinker lol the solicitors did not forward to the court the updated bundle the judge asked for and she still aloud it to go ahead if the judge did not have the docs in front of them it should of been adjourned.

 

Hey still never mind as i have bigger fish now lol i have a feeling 2010 is going to be a very good year for me ;)

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Gaz,

 

I really don't want to panic you at this late stage, but I'm very confused by this thread.

 

From what I can see, you haven't posted your defence statement up on here? From what I read, you've put a bemused/holding defence forward, (haven't you?) but as they've now supplied documents in response to either that or your CPR request, a bemused/holding defence probably won't hold up.

 

I think you should have amended that defence once those documents were sent.

 

Also, I can't see any bundle/statements being submitted to the Court in time for the 14th deadline?

 

I may be wrong, as the threads have been moved about a bit and I'm not totally over what the basis of your statement of case is, but I'm just concerned that you need to be fully prepared for the hearing tomorrow and I wanted to flag this up.

 

:-|

 

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Gaz,

 

I really don't want to panic you at this late stage, but I'm very confused by this thread.

 

From what I can see, you haven't posted your defence statement up on here? From what I read, you've put a bemused/holding defence forward, (haven't you?) but as they've now supplied documents in response to either that or your CPR request, a bemused/holding defence probably won't hold up.

 

I think you should have amended that defence once those documents were sent.

 

Also, I can't see any bundle/statements being submitted to the Court in time for the 14th deadline?

 

I may be wrong, as the threads have been moved about a bit and I'm not totally over what the basis of your statement of case is, but I'm just concerned that you need to be fully prepared for the hearing tomorrow and I wanted to flag this up.

 

:-|

 

 

Hi Car

 

I've not put up any bundle/statements as they never sent me any to put a defence up. All i received was a copy of the notice of asignment, and two cut off pieces. Howard Cohen has ask for this case to be adjourned for 30 days. That's why i asked the Court at the beginning of last month to chase them up for documents. Howard Cohen still have to submit the originals at Court tomorrow. I sent a amended defence in as soon as i received those papers, explaining why i couldn't put in a proper defence till i receive all the paperwork in from the Claiment.

 

Gaz

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Gazza,

Post #110 on my thread has a skeleton on it which you can update accordingly. Also see some of the other comments on my thread as well.

http://www.consumeractiongroup.co.uk/forum/legal-issues/184852-c-l-finance-ge-6.html

 

 

Thanks for that link, i'll amend it to suit my case.

 

Gaz

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Gazza, how are you doing. Sorry, power been off all day only just back on.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Good luck for tomorrow :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Good luck Gaz! I hope you give them some grief:)

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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