A bit of luck.... Martin v's Nationwide

[MARKWHEETY]

Hi All

 

Advice needed quickly!!!

 

Following a severe illness with my dad I wrote a letter on his behalf to the Nationwide asking them to add me to his account but I did not sign it mainly as he couldnt on the day....

 

Just by stroke of luck I received a reply asking him to sign a new letter as the records have identified that the original signature cannot be located. Is this good enough grounds to send the account into dispute. Should I SARS them first or CCA or just based on this letter shall I send it to dispute?

 

Help urgently required!

 

Cheers for any advice!!!

[sarajulldin]

haha thats funny.

 

yh better of SARS them now

[indebtstudent]

Erm what exactly is the situation????

 

So far we know they don't seem to have a scanned image of his signiture to hand, can't really advise without knowing more.

[MARKWHEETY]

Hi all

 

The situation is: my father is out of work and cant not repay this debt due to a life crippling brain injury. Whilst I am going through the legal loop holes to sort this account I decided (with my fathers agreement) to write off to the Nationwide as him and add me to his account so i could sort out his affairs. This being a lot quicker that

 

They wrote back with the following documents. Basically saying they dont have the signature on file thus if they dont have the signature do they then not have the CCA....... Me thinks so!!!

[MARKWHEETY]

Sorry scans too small - new copies attached!

[carolan78]

It doesn't have to mean they have no CCA, I would send them a CCA request anyway. It just means the slip they get you to sign so every branch has your signiture isn't there.

[Rhinoagainstcharges]

Not quite sure what you mean by being added to the account but suggest you should be careful as it may mean you are also liable for the debt.

[MilkTrayMan]

The correct way to go about things is by obtaining a Power Of Attorney over your father's financial affairs MARKWHEETY.

Here is a link to a Thread that will give you some further info...

http://www.consumeractiongroup.co.uk/forum/general-consumer-issues/146559-power-attorney-operate-bank.html

 

 

[indebtstudent]

This

 

"It just means the slip they get you to sign so every branch has your signiture isn't there."

 

Every signiture is supposed to be scanned so it is there on screen for staff to check but this process hasn't existed forever so there are many accounts for which it is not avalable. Definately worth sending the CCA just on the off chance