Bugger....

[Merly]

Due to my shocking credit rating it looks unlikely that I'll be able to open another bank account.

 

So do I try and go for it and corss my fingers they don't get medieval on my ass or just sit down and not do anything (which I don't want to do but I can't risk not having a workable bank account)

 

Hmmm decisions decisions.....

[jonni2bad]

As I understand it, only those who are undischarged bankrupts , or with a record of fraud, would not be able to open a Basic bank account.

 

For what it's worth, I would recommend HSBC's basic account - online and telephone banking, DD's and S/O either in or out. Only starts with a cash card, but they do consider upgrades to solo once your account has operated properly for a period of time.

 

And, unless they have changed policy since I opened my account, you DON'T get charged for failed DD's or S/O's - but they will likely close the account if it happens 'frequently'...!!

 

I'm currently updating a list of these accounts and it will be made available to all soon.

[Merly]

Looking at the thread below I've looked into opening the Nat West one of these, it's just a parachute one in case I need to "jump" as it were

[wolfie]

If your having problems try speaking to the citizens advice they usually have a list of the banks/building societies where its easiest to open an account they helped me this way a few years ago when I had debt / credit score problems.

[intersimi]

http://www.bankactiongroup.co.uk/forum/viewtopic.php?t=1452

 

Take a look at that topic. Basically, go for a Natwest One account. They gave me an account

[Merly]

This topic was closed on 03/06/19.

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