Car Accident Im Now Getting County Court Judgements

[tendogs]

I know, it's a business and sometimes it's unsavoury, I saw a woman once who used her son's untimely death to sue a council because she tripped in the graveyard, that's when I moved out of the system, but that's another story.

 

Ring Saga tomorrow, you should be covered for legal representation, make yourself safe, and tell us what happened.

[sweets-on-the-move]

hi thanks ten will ring them and send court papers to them as well also i put a letter in telling them the facts again .also saying its about time they represented my intrests not theres they id ot already 9600.00 in gdp.but will no doubt let u know how this matter proceeds.because know doubt this will happen to some one else sooner than later in this time of credit crunch thanks

[tendogs]

Good luck

[sweets-on-the-move]

yes thanks for all the advice given by all on this site. hope at least the insurers will fight this claim. not gie cash out willy nilly. it is my policy that suffers with an increased premium.

[Johnny Holmes]

Of course; I wouldn't dream of failing to follow your instructions, and bow to your superior knowledge of pre-hospital and secondary care. After all, I've only been involved in it for 30-odd years - what would I know -

 

In that case you should know better. Are you only pretending to act silly then?

 

 

 

apart from that '3-stage trauma' doesn't appear in the literature, and nor is 'spinal medical specialist' a recognised title in the UK?

 

If I had given the medic I mentioned a title I would have capitalised the three seperate words to indicate a title, as in Spinal Medical Specialist.

Only I didn't as I gave a general indication of that particular medic's expertise.

The chap who posted wants some serious advice, stop nit-picking and take some English lessons instead.

 

 

 

Whilst I would normally ignore ad hominem attacks, there is a serious point to be made here, and that is that some of the taxi fraternity are convinced that everyone else is stupid enough to believe this sort of dog-toffee, or that if they don't then crass attempts at bullying will soon bring them round.

 

It seems that either the taxi firm in OP's case, their insurers or solicitors are attempting to bypass OP's insurance and extract money by gaining a default judgment, which they will presumably try to enforce if not paid. Sweet, you should speak to your insurers soonest - if your policy provides legal cover (many do), you may also find that they will provide legal assistance to help you.

 

Actually, legal cover is now very often an 'add on,' the days of it being included as standard are long gone.

 

Unfortunately for the OP the taxi driver has sustained injuries which could be out of the scope of the assistance their insurers will provide and so a hefty bill has mounted up.

The taxi driver has every right to litigate for their losses.

Again, the lesson is to take care when emerging from a side road onto a main road.

 

 

 

 

 

 

Please, let's provide help to the OP rather than you taking any opportunity you see fit to personally attack me, for what reason I do not know, but hey! whatever floats your boat buddy.

[Its WAR]

What!! A third party in an accident is not covered by fully comp insurance because he is injured? I dont get it.

 

I agree with the OP, a slow side impact should not have caused such a serious accident. I bet the taxi driver crashed on purpose.

[sweets-on-the-move]

well i dont mean to cause peeople upset at all .in 25 yrs of driving its the first time i have had a accident. so this has come as a major shock to my system .we know it started off as a minor scrape, it has turned into a big money legal battle .driving is about common sense . i dont speed i dont drive in a dangerous manner. i am cautious when coming out of side streets. but the accident still happened.i hope the insurers go to court in an attempt to defend .at least they owe me that..........

[tendogs]

Good lord, this does bring out the worst in people.

 

It revolves around money of course and the personal injury business certainly has a good amount sloshing about in it (less now than 5 years ago).

 

I'm not sure; however, what would replace it. If someone has a facility removed, be that a physical or a psychological facility, through no fault of their own, then it is reasonable that some reparation is made.

 

It is unfortunate that the reparation is, most commonly, money but there are few, if any alternatives. Once one injects money into an equation then it tends to bring out the avaricious side of some characters.

 

As I mentioned I worked in the personal injury field for a number of years and very lucrative it was too, I did this in my spare time when I wasn’t being managed by f*** whits in the NHS.

 

Again, as I said some were frauds some (a surprising number) were not. One thing for certain is that it was impossible to pre-judge and that the severity of the insult did not necessarily equate to the level of injury.

 

I will reiterate, no amount of bitching here is going to solve the difficulties inherent to the personal injury business, do what needs to be done and then go off to the bear garden for a barny.

[sweets-on-the-move]

ok there tendogs .papers sent to insurers . thanks for advice will update u all on progress.

[tendogs]

Good for you and good luck.

[warrior7619]

Hi sweets-on-the-move - what happened with your case?? I have a similar case - not injury claims, but being sent a court claim for car repairs (£3700) in an accident when I was insured with Sheila's wheels (and I disputed fault anyway!). I am going to contact them tomorrow but read your post and was really intrigued to know what happened in the end! I hope to hear from you soon. Zx

[sweets-on-the-move]

all we did was refer to the insurers the court docs the lot its there problem not yours

[warrior7619]

that's fab thanks for your reply!

[thedon4]

hi

 

i hope people are still reading this thread.

 

sweet, what was the final outcome once you sent court docs to your insurers??

 

i had an accident THREE AND A HALF YEARS AGO, on a petrol forecourt, (i was at fault) so you can imagine it was a minor accident and certainly was not serious anough to "violently throw the claimant around the car" (i had to laugh when i read this). but knowing how the personal injury claim works i wasnt too bothered as i was fully insured and presumed he would claim from my insurers and get a nice payout anyway, even tho i did provide a conflicting statement to the solicitors acting on my insurers behalf.

 

i met with my insurers solicitors in the beginning of 2008, (accident being 28th November 2007). I have had no further correspondance since this meeting with solicitors at the beginning of 2008. I then went travelling and subsequently forgot all about the matter, presuming it had been settled with my insurers.

 

so.... you can imagine my suprise when this morning (3 and a half years after original accident) i get court papers through my post box, with the claimant suing for £6000 personal injury!!! i immediately rang my insurers of that time and asked what wwas going on, to which they replied the solicitors acting on my insurers behalf at the time of the accident had paid out £1300 for damage to his vehicle (seems a bit extreme for a small dent to his drivers door) but the solicitors had REFUSED to pay out any money for personal injury......

 

if this now why the claimant has decided to take it to court because insurers refused to pay out?? and am i still covered by this insurance even tho i have been with a different company for 2 years?? i wont have to pay anything out of my pocket will i? even though i am listed as one of the defendants on the court paperwork?? I have forwarded copies of the court papers to my insurers today already.

 

now this is where i am really really angry.... because I KNOW he is pulling a fast one.. and i know this due to the medical report that was attached to the court papers.....

 

The medical report states :my accident occured 28th November 2007. On the 12th December 2007 (two weeks after the accident) the claimant had a medical with a doctor at the local accident centre and requested a medical report in relation to a road traffic accident he was involved in, in April 2007. He failed to mention any accident that occured on November 28th and insisted his discomfort and symptoms were as a result of an accident he was involved in in April 2007.

 

However, in June 2008 (SIX months after my accident with him), he went back to the accident centre and happened to get the same doctor. he requested a medical report this time to support his personal injury claims in relation to his accident with me. however at this medical he stated that by the time his accident with me occured on November 28th 2007, he had fully recovered from his road traffic accident in April 2007....... now is it just me or does none of this make sense????? if he had recovered fully from his RTA in April 2007 by time of my accident with him why did he seek a medical in December 2007 regarding his April 2007 accident?!?!?!?!

 

i know why he did..... because he is seeking money in any way shape or form, not just from me but from his previous accident in april 2007. he also happened to change his name after the accident but before going for the medical in June 2008.... meaning his claim for the april 2007 and november 2007 accidents would be in different names! something does not sit right and i will be SO angry if i have ti pay him a penny!!!! and why did he only issue a claim to the courts in 2010?!?!?!?

 

any help, advice, thoughts on this matter would be much appreciated

 

Laura

[warrior7619]

Hi Laura, Why are there so many incompetent people out there? Don't worry though - you definitely don't have to do anything - it is your insurance company's responsibility to sort this out - that is what you paid them to do. You are covered by them for the accident still as you had the accident when you were insured by them. My insurance company (Sheilas Wheels) actually still didn't do anything in time when I got my court summons for over £3000 and I got a default county court judgement against me! I rang them up going mental and they said sorry and that I didn't have to do anything as they would go to court and sort it out. Anyway, I never heard anything after that and haven't had to pay anything. It is totally not down to you to do anything about it and don't stress about it as you will be fine. Call your insurers and tell them they need to sort this immediately. You want confirmation in writing they are doing something. If they say they aren't doing anything, say you will report them to the FSA - then they really would be in trouble.

 

I hope you get it sorted out!

 

Zena

[thedon4]

hi zena

 

thanks for your reply.

 

it is so frustrating isnt it! im glad you got all yours sorted. its not as if its something you can just brush under the carpet, a CCJ can effect you massively. and as im still young and havent even started to apply for credit in terms of a mortgage yet a CCJ would not look good on my record!!

 

so you have had no dealings with this matter since and ur insurers sorted it all out? to be fair my insurers were great when i called this morning. they said they hadnt heard anything for 2 years since they refused to pay out for personal injury claims so closed the case last year. but to do nothing but pass documents on and they will deal with it. i have all contact details for solicitors so will be sending them an email next week just to check the ball is rolling!

 

Laura

[wooburn sparky]

I have just read your story after googling accidents & ccj's as my daughters just got one in the post & guess where it's from - Birkenhead - do you think it could be the same people trying to get money from accidents? The doctors report says that they haven't seen previous medical history at this time - all seems a bit weird to me