Template letter required please

[tooblueskies]

Just remembered that I think I've seen a letter somewhere on this site that says something along the lines of the DCA deemed it sufficient to send me demands for money without substantiating ID - so why ask for ID now?

 

Can't really remember the full letter.. could I send that if I can find it?

[clemma]

As it has taken them longer than 40 days it means they are in default of your request - I am sure this is the same as being in default of a CCA request, i.e. you can stop making payments.

 

As for the choice of ID, whichever you send, make you sure put crosses through your signature so it can't be "lifted". You can only send what you have.....

 

I think the letter you are referring to is in response to them asking for ID for a CCA request, not a SAR.

[tooblueskies]

Ok, yes, I wasnt sure about the letter.

 

I'm not making payments, I'm just trying to find out what the DCA have on me to substantiate their outstanding debt mark on my credit file - ie what paperwork do they have as they havent shown me anything?

 

This is so frustrating.