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argos store card


johnee
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Hi can anyone help me with how to deal with argos. My mum who`s 68 and has got over six hunrded pounds in debt on a store card, being a widower and a pensioner she`s struggleing to pay £30.00 a month, which is £17.00 is going on interest. She`s been really depressed which i believe is the main reason (stress) which she colapsed down her stairs and broke her hand. I would like advice on how to make argos an offer of part payment on the grounds of hardship or poined to the right template page. thanks.

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Hi, johnee.

 

I've moved your thread to a Forum where you should get good advice.

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Hi johnee, I have an argos store card.

 

Have you considered sending them a CCA request? Argos are notorious for not being able to supply one. If they cannot supply one, the debt would be then unenforceable and then your mum would have the option of not paying them anything or paying WHAT SHE CAN AFFORD.

 

While the debt is unenforceable, I don't think that they can add any charges onto the account, so at the very least it would give your mum a bit of breathing space while she gets herself better.

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

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