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A little help please...


mlphw
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Hi all I wondered if you could help me with a quick question.

 

About 18 months back I managed to get a full refund plus interest from Barclays of about £2.5k and so know the process quite well from that but haven't really kept up to date with everything and with the test case stay I think things may have changed.

 

I recently received 3 x £30 charges and so sent of my Preliminary Letter and LBA. They wrote back saying all cases are on hold and I will hear from them in due course.

 

Now do I still file an MCOL anyway or do I wait to hear what they say?

 

Many thanks,

MLPHW

Barclays -

* S.A.R - (Subject Access Request) hand delivered 27/10/06

* Statements Received 1/11/06

* Pre Lim letter hand delivered 2/11/06

* MCOL Filed, Acknowledged & Defended

* N149 Submitted 24/01/07 (Due 26/01/07)

* ???? Still awaiting court date !

 

Halifax -

* £105.00 Settled in Full after LBA

 

Barclaycard -

* £60.00 Settled in Full after LBA

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The advice is not to use MCOL but to use the N1 direct to your local county court.

 

The N1 can be filled in on your pc but cant be saved so you need to print off at least 3 copies.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/844-n1-claims-form-pdf.html

Hope that helps

 

saint

Edited by saintly_1
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Hi there thanks for the quick response.

 

Do you happen to know why it is preferential to use the N1 rather than MCOL?

Barclays -

* S.A.R - (Subject Access Request) hand delivered 27/10/06

* Statements Received 1/11/06

* Pre Lim letter hand delivered 2/11/06

* MCOL Filed, Acknowledged & Defended

* N149 Submitted 24/01/07 (Due 26/01/07)

* ???? Still awaiting court date !

 

Halifax -

* £105.00 Settled in Full after LBA

 

Barclaycard -

* £60.00 Settled in Full after LBA

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Share on other sites

Just realised why - read another thread! Thanks though.

Barclays -

* S.A.R - (Subject Access Request) hand delivered 27/10/06

* Statements Received 1/11/06

* Pre Lim letter hand delivered 2/11/06

* MCOL Filed, Acknowledged & Defended

* N149 Submitted 24/01/07 (Due 26/01/07)

* ???? Still awaiting court date !

 

Halifax -

* £105.00 Settled in Full after LBA

 

Barclaycard -

* £60.00 Settled in Full after LBA

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No probs.

 

Glad you found the answer - it's all out there but it's just a question of knowing where to look. ;)

 

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