Morning DX, My apologies. I had to rush out to hospital as my wife gave birth to our baby boy! Thank you I will ignore it until something else arrives. I had called DVLA and they told me the vehicle has been updated with new owner registration in early December. They told me to call the number on the letter. I had spent an hour this morning on the phone with no answer from anyone on that number. Thanks again!

Hey, Happy upcoming New years to everyone. I have received a penalty charge of 80 from DVLA. The letter is from pastdue credit solutions. It doesn't really mention what it is for, but I imagine its for unpaid road tax. Now, this could be my fault and I may need to pay it? I remember cancelling direct debit for the road tax. I then received a letter from dvla sometime later and it was saying my direct debit has failed and I need to pay it. I ignored it and binned the letter without thinking anything was thought the vehicle is no longer mine. At that time the vehicle was no longer in my possession and I gave the recover company the V5 document under my name (my mistake I now realise). I imagine when the car went back to Big Motoring my name was never signed back to new owner (Big Motoring) and they waited until the car was sold so the driver number would not increase. Thus the vehicle was classed as being on road and tax was not paid. Would anyone suggest if I should fight this penalty or should I pay it? I attach the letter for reference. I am just on the phone waiting to speak to DVLA to check what this is for 100% Thanks 2021-12-14 Pastdue DCA chasing DVLA penalty from 1st Aug.pdf

Thank you! Is there any chance you may be able to point me in right direction for template on how to write such agreement?

Hi, Hope you all are well. Can I please ask for some guidance. I’ve completed couple jobs for client and been paid. The client has requested to completely rewire two houses. I’m happy to do the works, however she wants to make a down payment of £1k and then put the rest on monthly credit payments (£1k each month). I’m happy with this which means she would have to make 6 monthly payments. How could I protect myself to ensure these payments would be enforced in court in case she does not pay? Is there any kind of form that I could use so we both sign the agreement? Thanks

I’m sorry for responding now, but this just came to my mind as laying on sofa. The payments have now been made and everything is cleared. I think the letter to his house definitely moved this. Many thanks for the help as always and have a great weekend.

Thanks. He paid directly via bank transfer. He also said last night he’ll ensure the rest is sent. Will see.. Also just to check re 14 days. I typed up the letter on 18/10/21, but post office was shut and letter was sent on 19/10/21. He had received the letter on 20/10/21. Which day would be the first day - the day he received it or the date on the letter? Thanks

Hi, Just heads up - he paid 250 for one of the invoices. He still has not paid the main invoice of 3530. I have a feeling that he may not be paying that. Would it be wise to start preparing the claim already just in case he does not pay by the time 14 days passes? Thanks

Hey! I think I just got some good news. So letters were sent out yesterday morning special delivery to both home address and office. It must have arrived today. He phoned me up and wants to make a payment. Apologized that it has taken this long and it wasn't resolved sooner. I am sure he would have paid, but as I understand their accounts team is horrible. Well, the letter of action definitely has moved this forward fast enough! I will keep you updated once I receive the payment! Thank you all ever so much once again!

I have just sent both letters to his home address and office via special delivery and got receipt of postage. Should I now proceed to work on particulars of the claim? Thanks

Ok got it, sorry. Should I then send the letter to his office that he asked me to issue an invoice to or to his house? Thanks

Morning, Many thanks. Yes to both questions Lawrence is his name and he is the owner. I do not know who his client is. Should I send the letter to his house under companies house or would it be ok to send it to him via WhatsApp where I’ve been dealing with him? Thanks

No problem I’m not trying to hide anything. I don’t know how these things work and want to learn and get the money back that I am owed. The company who is refusing to pay is Fishnet Properties LTD. Lawrence is the guy’s name who owes me money and who I did the job for.

Ok I will clear up all story. I believe customer is not paying. I had met this man at a job I was doing. We exchanged numbers. Few days later he called me for services. I agreed to do it. It’s an office installation for a client of his. I thought he was individual until I asked to who certificate should be issued to. He asked to issue to his LTD company. I had issued him an invoice under my LTD company that I hold. The house is in his personal name. I also don’t know if I should send letter of action as my LTD company or as myself. Thanks

Hmm, I'm a bit confused now. His company is a LTD company on which his name and address shows up on companies house. I assume that is not LLP as to what you are referring. I attach letter of claim. I am unsure if this is the correct way to type it out. Thanks Electrical v1.docx

Thanks BankFodder, Much appreciate your help. I will begin to draft a letter of claim and will post it later tonight for some advise. I have just checked the Land Registry and can see his name shows up on Registered Owners title and shows who the lenders are. Thanks