Default Help!

[MR2Phil]

I had a Barclays account with an overdraft which was outstanding for a while to the tune of £1300. I entered into an agreement with their Central Debt Collection Services and was paying off as much as I could every month, usually £80 but then increasing to a final payment of £500. They were always helpful and understanding. When I checked my credit report, I can see they have put a default on it for this account.

 

I don't see how I defaulted if I was paying what they wanted without ever missing a payment...if I'd known they were going to do that at the time then I wouldn't have paid in full, I'd have come to an agreement. I just thought it would look better for me in the long run. How naive of me.

 

I've just spoken to some snotty lady there (first bad apple I've come across there) who basically told me they'll never remove it. I'm fairly sure they never even served a default notice on me...she said they can send the copy, but that could be anything!

 

What can I do to try and have this removed? My life will basically be shagged for the next SIX FRIKKIN' YEARS.

[Guest Old_andrew2018]

bump